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Dodge Ram Crew Cab Sport 4WD Insurance Rates

The average auto insurance rates for a Dodge Ram Crew Cab Sport 4WD are $1,524 annually including full coverage. Comprehensive insurance costs around $362 each year, collision costs $602, and liability costs $390. Buying just liability costs as little as $462 a year, with insurance for high-risk drivers costing $3,278 or more. Teenage drivers cost the most to insure at $5,552 a year or more.

Annual premium for full coverage: $1,524

Policy rates for individual coverage:

Comprehensive $362
Collision $602
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

For the normal driver, Dodge Ram Crew Cab Sport 4WD insurance rates go from as cheap as $462 for basic liability insurance to a high rate of $3,278 for a driver who requires high-risk insurance.

Liability Only $462
Full Coverage $1,524
High Risk $3,278

These price differences highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Insurance rates for a Dodge Ram Crew Cab Sport 4WD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,800 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $650 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Dodge Ram Crew Cab Sport 4WD insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the rates will be varied between companies.

View Chart as Image

Dodge Ram Crew Cab Sport 4WD insurance cost comparison chart
Column chart showing Dodge Ram Crew Cab Sport 4WD insurance prices range from $881 to $5,552 for full coverage

The chart above shows average Dodge Ram Crew Cab Sport 4WD insurance prices for different situations. The cheapest discount price is $881. Drivers who use higher $1,000 deductibles will pay about $1,306. The average price for a driver age 40 with no violations using $500 deductibles is $1,524. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,950. Drivers with multiple violations and accidents could be charged around $3,278. The policy rate for full coverage for a 16-year-old driver is $5,552.

Dodge Ram Crew Cab Sport 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,468-$56-3.7%
Alaska$1,252-$272-17.8%
Arizona$1,532$80.5%
Arkansas$1,550$261.7%
California$1,716$19212.6%
Colorado$1,588$644.2%
Connecticut$2,000$47631.2%
Delaware$1,860$33622.0%
Florida$2,060$53635.2%
Georgia$1,512-$12-0.8%
Hawaii$1,648$1248.1%
Idaho$1,062-$462-30.3%
Illinois$1,134-$390-25.6%
Indiana$1,088-$436-28.6%
Iowa$1,146-$378-24.8%
Kansas$1,402-$122-8.0%
Kentucky$1,978$45429.8%
Louisiana$2,476$95262.5%
Maine$1,044-$480-31.5%
Maryland$1,572$483.1%
Massachusetts$1,346-$178-11.7%
Michigan$2,808$1,28484.3%
Minnesota$1,340-$184-12.1%
Mississippi$1,494-$30-2.0%
Missouri$1,302-$222-14.6%
Montana$1,382-$142-9.3%
Nebraska$1,258-$266-17.5%
Nevada$1,974$45029.5%
New Hampshire$1,246-$278-18.2%
New Jersey$1,520-$4-0.3%
New Mexico$1,416-$108-7.1%
New York$1,986$46230.3%
North Carolina$1,084-$440-28.9%
North Dakota$1,486-$38-2.5%
Ohio$1,074-$450-29.5%
Oklahoma$1,856$33221.8%
Oregon$1,428-$96-6.3%
Pennsylvania$1,720$19612.9%
Rhode Island$1,852$32821.5%
South Carolina$1,422-$102-6.7%
South Dakota$1,194-$330-21.7%
Tennessee$1,372-$152-10.0%
Texas$1,470-$54-3.5%
Utah$1,356-$168-11.0%
Vermont$1,088-$436-28.6%
Virginia$1,100-$424-27.8%
Washington$1,346-$178-11.7%
West Virginia$1,556$322.1%
Wisconsin$1,556$322.1%
Wyoming$1,688$16410.8%

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Dodge Ram Crew Cab Sport 4WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Ram Crew Cab Sport 4WD Insurance Rates by Driver Age
Driver AgePremium
16$5,552
20$3,490
30$1,598
40$1,524
50$1,390
60$1,364

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Crew Cab Sport 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,950
$250$1,754
$500$1,524
$1,000$1,306

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Crew Cab Sport 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,524
50/100$1,602
100/300$1,700
250/500$1,953
100 CSL$1,641
300 CSL$1,856
500 CSL$2,012

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Crew Cab Sport 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,928
20$5,540
30$3,358
40$3,278
50$3,126
60$3,092

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$81
Multi-vehicle$77
Homeowner$21
5-yr Accident Free$113
5-yr Claim Free$97
Paid in Full/EFT$71
Advance Quote$75
Online Quote$108
Total Discounts$643
Rate after discounts $881

Discounts are estimated and may not be available from every company or in every state.

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