Dodge Ram Crew Cab TRX 2WD Insurance Rates

U.S. average insurance prices for a Dodge Ram Crew Cab TRX 2WD are $1,452 every 12 months for full coverage. Comprehensive insurance costs approximately $354, collision insurance costs $508, and liability coverage costs around $410. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs $3,096 or more. Teenage drivers pay the highest rates at up to $5,310 a year.

Annual premium for full coverage: $1,452

Price estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

These price ranges show why everyone should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Dodge Ram Crew Cab TRX 2WD are also quite variable based on deductibles and policy limits, your driver profile, and the replacement cost of your Ram.

Using high physical damage deductibles could cut rates by as much as $580 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 additional each year, depending on your age. Dodge Ram Crew Cab TRX 2WD insurance for high-risk drivers can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Dodge Ram Crew Cab TRX 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates may be quite different.

View Chart as Image

Chart shows Dodge Ram Crew Cab TRX 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $857. Drivers who use higher $1,000 deductibles will pay $1,256. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,452. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,828. Drivers with multiple violations and accidents could be charged at least $3,096. The rate for full coverage for a teenager can be as high as $5,310.

View Chart as Image