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Dodge Ram Quad Cab SLT 2WD Insurance Rates

U.S. average insurance prices for a Dodge Ram Quad Cab SLT 2WD are $1,406 every 12 months for full coverage. Comprehensive insurance costs around $340, collision costs $476, and liability insurance costs $410. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing $2,994 or more. Teen drivers pay the highest rates at $5,166 a year or more.

Annual premium for full coverage: $1,406

Price estimates for type of coverage:

Comprehensive $340
Collision $476
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

For the average 40-year-old driver, Dodge Ram Quad Cab SLT 2WD insurance prices go from the cheapest price of $486 for just liability insurance to the much higher price of $2,994 for coverage for higher-risk drivers.

Liability Only $486
Full Coverage $1,406
High Risk $2,994

These price ranges show why everyone should compare rates for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Dodge Ram Quad Cab SLT 2WD are also quite variable based on deductibles and policy limits, your driver profile, and the actual cash value of your Ram.

Choosing high deductibles could save up to $550 each year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $369 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers will have to pay as much as $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Dodge Ram Quad Cab SLT 2WD insurance for high-risk drivers can cost anywhere from 43% to 128% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Dodge Ram Quad Cab SLT 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know your exact price is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and quoted rates may be quite different.

View Chart as Image

Dodge Ram Quad Cab SLT 2WD insurance cost comparison chart
Column chart showing Dodge Ram Quad Cab SLT 2WD insurance prices range from $833 to $5,166 for full coverage

Chart shows Dodge Ram Quad Cab SLT 2WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $833. Drivers who choose higher $1,000 deductibles will pay $1,220. The average rate for a driver age 40 with no violations using $500 deductibles is $1,406. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,762. High risk drivers could be charged at least $2,994. The rate for full coverage for a 16-year-old driver is $5,166.

Dodge Ram Quad Cab SLT 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,272-$134-9.5%
Alaska$1,080-$326-23.2%
Arizona$1,168-$238-16.9%
Arkansas$1,406-$00.0%
California$1,604$19814.1%
Colorado$1,344-$62-4.4%
Connecticut$1,446$402.8%
Delaware$1,594$18813.4%
Florida$1,762$35625.3%
Georgia$1,300-$106-7.5%
Hawaii$1,008-$398-28.3%
Idaho$952-$454-32.3%
Illinois$1,048-$358-25.5%
Indiana$1,062-$344-24.5%
Iowa$950-$456-32.4%
Kansas$1,336-$70-5.0%
Kentucky$1,918$51236.4%
Louisiana$2,084$67848.2%
Maine$870-$536-38.1%
Maryland$1,160-$246-17.5%
Massachusetts$1,122-$284-20.2%
Michigan$2,444$1,03873.8%
Minnesota$1,180-$226-16.1%
Mississippi$1,686$28019.9%
Missouri$1,248-$158-11.2%
Montana$1,512$1067.5%
Nebraska$1,110-$296-21.1%
Nevada$1,688$28220.1%
New Hampshire$1,016-$390-27.7%
New Jersey$1,574$16811.9%
New Mexico$1,246-$160-11.4%
New York$1,482$765.4%
North Carolina$810-$596-42.4%
North Dakota$1,152-$254-18.1%
Ohio$970-$436-31.0%
Oklahoma$1,446$402.8%
Oregon$1,288-$118-8.4%
Pennsylvania$1,340-$66-4.7%
Rhode Island$1,878$47233.6%
South Carolina$1,276-$130-9.2%
South Dakota$1,188-$218-15.5%
Tennessee$1,232-$174-12.4%
Texas$1,694$28820.5%
Utah$1,040-$366-26.0%
Vermont$962-$444-31.6%
Virginia$842-$564-40.1%
Washington$1,086-$320-22.8%
West Virginia$1,290-$116-8.3%
Wisconsin$974-$432-30.7%
Wyoming$1,254-$152-10.8%

View Chart as Image

Dodge Ram Quad Cab SLT 2WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Ram Quad Cab SLT 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,166
20$3,182
30$1,464
40$1,406
50$1,282
60$1,254

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Quad Cab SLT 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,762
$250$1,600
$500$1,406
$1,000$1,220

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Quad Cab SLT 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,406
50/100$1,488
100/300$1,591
250/500$1,857
100 CSL$1,529
300 CSL$1,755
500 CSL$1,919

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Quad Cab SLT 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,344
20$5,036
30$3,060
40$2,994
50$2,852
60$2,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$74
Multi-vehicle$70
Homeowner$20
5-yr Accident Free$97
5-yr Claim Free$88
Paid in Full/EFT$61
Advance Quote$65
Online Quote$98
Total Discounts$573
Rate after discounts $833

Discounts are estimated and may not be available from every company or in every state.

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