1. Vehicles
  2. Dodge
  3. Ram
  4. Quad Cab SLT 4WD

Dodge Ram Quad Cab SLT 4WD Insurance Rates

Estimated insurance rates for a Dodge Ram Quad Cab SLT 4WD are $1,484 a year for full coverage. Comprehensive costs around $354 a year, collision costs $540, and liability coverage costs around $410. Liability-only insurance costs as low as $486 a year, with high-risk driver insurance costing around $3,174. Teen drivers pay the most at $5,432 a year or more.

Annual premium for full coverage: $1,484

Premium estimates for individual coverage type:

Comprehensive $354
Collision $540
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

Using a 40-year-old driver as an example, insurance rates for a Dodge Ram Quad Cab SLT 4WD go from the low end price of $486 for a discount liability-only rate to a high of $3,174 for a policy for a high-risk driver.

Liability Only $486
Full Coverage $1,484
High Risk $3,174

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,113
Small Cities $1,558
Large Cities $2,003

These rate differences show why it is important for drivers to compare prices for a specific zip code, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies will appear below. Click here to load full page.

Recommended Companies for Cheap Dodge Ram Quad Cab SLT 4WD Insurance

Searching Companies

Insurance prices for a Dodge Ram Quad Cab SLT 4WD also have a wide range based on the model year of your Ram, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,700 to $2,400 additional annually, depending on your age. A high-risk auto insurance policy can be around 44% to 128% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Dodge Ram Quad Cab SLT 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $600 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Dodge Ram Quad Cab SLT 4WD insurance cost comparison chart
Column chart showing Dodge Ram Quad Cab SLT 4WD insurance prices range from $871 to $5,432 for full coverage

Chart shows Dodge Ram Quad Cab SLT 4WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $871. Drivers who choose higher $1,000 deductibles will pay $1,282. The average price for a driver age 40 with no violations using $500 deductibles is $1,484. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,876. High risk drivers could be charged up to $3,174. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,432.

Dodge Ram Quad Cab SLT 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,342-$142-9.6%
Alaska$1,138-$346-23.3%
Arizona$1,232-$252-17.0%
Arkansas$1,484-$00.0%
California$1,692$20814.0%
Colorado$1,416-$68-4.6%
Connecticut$1,524$402.7%
Delaware$1,678$19413.1%
Florida$1,856$37225.1%
Georgia$1,372-$112-7.5%
Hawaii$1,064-$420-28.3%
Idaho$1,006-$478-32.2%
Illinois$1,104-$380-25.6%
Indiana$1,122-$362-24.4%
Iowa$1,002-$482-32.5%
Kansas$1,408-$76-5.1%
Kentucky$2,024$54036.4%
Louisiana$2,198$71448.1%
Maine$918-$566-38.1%
Maryland$1,224-$260-17.5%
Massachusetts$1,186-$298-20.1%
Michigan$2,578$1,09473.7%
Minnesota$1,242-$242-16.3%
Mississippi$1,778$29419.8%
Missouri$1,316-$168-11.3%
Montana$1,594$1107.4%
Nebraska$1,172-$312-21.0%
Nevada$1,780$29619.9%
New Hampshire$1,072-$412-27.8%
New Jersey$1,662$17812.0%
New Mexico$1,314-$170-11.5%
New York$1,564$805.4%
North Carolina$854-$630-42.5%
North Dakota$1,216-$268-18.1%
Ohio$1,024-$460-31.0%
Oklahoma$1,524$402.7%
Oregon$1,358-$126-8.5%
Pennsylvania$1,414-$70-4.7%
Rhode Island$1,980$49633.4%
South Carolina$1,344-$140-9.4%
South Dakota$1,254-$230-15.5%
Tennessee$1,298-$186-12.5%
Texas$1,786$30220.4%
Utah$1,098-$386-26.0%
Vermont$1,014-$470-31.7%
Virginia$888-$596-40.2%
Washington$1,146-$338-22.8%
West Virginia$1,360-$124-8.4%
Wisconsin$1,028-$456-30.7%
Wyoming$1,322-$162-10.9%

View Chart as Image

Dodge Ram Quad Cab SLT 4WD insurance rates by U.S. city

Compare Rates and Save

Find companies with the cheapest rates in your area

Not your model?

Choose a different trim level below

Rates by Driver Age

Dodge Ram Quad Cab SLT 4WD Insurance Rates by Driver Age
Driver AgePremium
16$5,432
20$3,374
30$1,548
40$1,484
50$1,352
60$1,324

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Quad Cab SLT 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,876
$250$1,696
$500$1,484
$1,000$1,282

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Quad Cab SLT 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,484
50/100$1,566
100/300$1,669
250/500$1,935
100 CSL$1,607
300 CSL$1,833
500 CSL$1,997

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Quad Cab SLT 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,740
20$5,348
30$3,246
40$3,174
50$3,022
60$2,992

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $198

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$78
Multi-vehicle$74
Homeowner$21
5-yr Accident Free$105
5-yr Claim Free$94
Paid in Full/EFT$66
Advance Quote$71
Online Quote$104
Total Discounts$613
Rate after discounts $871

Discounts are estimated and may not be available from every company or in every state.

You May Also Enjoy These Articles