Dodge Ram Quad Cab SLT 4WD Insurance Rates
Estimated insurance rates for a Dodge Ram Quad Cab SLT 4WD are $1,408 a year for full coverage. Comprehensive costs around $336 a year, collision costs $512, and liability coverage costs around $390. Liability-only insurance costs as low as $462 a year, with high-risk driver insurance costing around $3,012. Teen drivers pay the most at $5,160 a year or more.
Annual premium for full coverage: $1,408
Premium estimates for individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Ram Trim Level
Using a 40-year-old driver as an example, insurance rates for a Dodge Ram Quad Cab SLT 4WD go from the low end price of $462 for a discount liability-only rate to a high of $3,012 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These rate differences show why it is important for drivers to compare prices for a specific zip code, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies will appear below. Click here to load full page.
Recommended Companies for Cheap Dodge Ram Quad Cab SLT 4WD Insurance
Insurance prices for a Dodge Ram Quad Cab SLT 4WD also have a wide range based on the model year of your Ram, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 127% more than average. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age
Where you choose to live has a huge impact on Dodge Ram Quad Cab SLT 4WD insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Idaho, Maine, and Iowa, or as much as $1,890 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Choosing high deductibles could cut prices by as much as $570 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and rates will be substantially different.
Chart shows Dodge Ram Quad Cab SLT 4WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $826. Drivers who choose higher $1,000 deductibles will pay $1,216. The average price for a driver age 40 with no violations using $500 deductibles is $1,408. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,780. High risk drivers could be charged up to $3,012. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,160.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Compare Rates and Save
Find companies with the cheapest rates in your area
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$100|
|5-yr Claim Free||$89|
|Paid in Full/EFT||$63|
Discounts are estimated and may not be available from every company or in every state.