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Dodge Ram Quad Cab SLT 4WD Insurance Rates

Estimated insurance rates for a Dodge Ram Quad Cab SLT 4WD are $1,408 a year for full coverage. Comprehensive costs around $336 a year, collision costs $512, and liability coverage costs around $390. Liability-only insurance costs as low as $462 a year, with high-risk driver insurance costing around $3,012. Teen drivers pay the most at $5,160 a year or more.

Annual premium for full coverage: $1,408

Premium estimates for individual coverage type:

Comprehensive $336
Collision $512
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

Using a 40-year-old driver as an example, insurance rates for a Dodge Ram Quad Cab SLT 4WD go from the low end price of $462 for a discount liability-only rate to a high of $3,012 for a policy for a high-risk driver.

Liability Only $462
Full Coverage $1,408
High Risk $3,012

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,056
Small Cities $1,478
Large Cities $1,901

These rate differences show why it is important for drivers to compare prices for a specific zip code, rather than using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Dodge Ram Quad Cab SLT 4WD also have a wide range based on the model year of your Ram, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 127% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Dodge Ram Quad Cab SLT 4WD insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Idaho, Maine, and Iowa, or as much as $1,890 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $570 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and rates will be substantially different.

Chart shows Dodge Ram Quad Cab SLT 4WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $826. Drivers who choose higher $1,000 deductibles will pay $1,216. The average price for a driver age 40 with no violations using $500 deductibles is $1,408. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,780. High risk drivers could be charged up to $3,012. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,160.

Dodge Ram Quad Cab SLT 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,358-$50-3.6%
Alaska$1,156-$252-17.9%
Arizona$1,414$60.4%
Arkansas$1,432$241.7%
California$1,584$17612.5%
Colorado$1,466$584.1%
Connecticut$1,848$44031.3%
Delaware$1,718$31022.0%
Florida$1,902$49435.1%
Georgia$1,396-$12-0.9%
Hawaii$1,524$1168.2%
Idaho$982-$426-30.3%
Illinois$1,048-$360-25.6%
Indiana$1,006-$402-28.6%
Iowa$1,060-$348-24.7%
Kansas$1,296-$112-8.0%
Kentucky$1,826$41829.7%
Louisiana$2,288$88062.5%
Maine$966-$442-31.4%
Maryland$1,452$443.1%
Massachusetts$1,242-$166-11.8%
Michigan$2,592$1,18484.1%
Minnesota$1,238-$170-12.1%
Mississippi$1,380-$28-2.0%
Missouri$1,204-$204-14.5%
Montana$1,276-$132-9.4%
Nebraska$1,162-$246-17.5%
Nevada$1,820$41229.3%
New Hampshire$1,150-$258-18.3%
New Jersey$1,404-$4-0.3%
New Mexico$1,308-$100-7.1%
New York$1,836$42830.4%
North Carolina$1,002-$406-28.8%
North Dakota$1,374-$34-2.4%
Ohio$994-$414-29.4%
Oklahoma$1,714$30621.7%
Oregon$1,318-$90-6.4%
Pennsylvania$1,590$18212.9%
Rhode Island$1,710$30221.4%
South Carolina$1,314-$94-6.7%
South Dakota$1,104-$304-21.6%
Tennessee$1,266-$142-10.1%
Texas$1,358-$50-3.6%
Utah$1,252-$156-11.1%
Vermont$1,006-$402-28.6%
Virginia$1,014-$394-28.0%
Washington$1,242-$166-11.8%
West Virginia$1,436$282.0%
Wisconsin$1,438$302.1%
Wyoming$1,560$15210.8%

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Rates by Driver Age

Dodge Ram Quad Cab SLT 4WD Insurance Rates by Driver Age
Driver AgePremium
16$5,160
20$3,204
30$1,472
40$1,408
50$1,284
60$1,260

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Quad Cab SLT 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,780
$250$1,610
$500$1,408
$1,000$1,216

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Quad Cab SLT 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,408
50/100$1,486
100/300$1,584
250/500$1,837
100 CSL$1,525
300 CSL$1,740
500 CSL$1,896

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Quad Cab SLT 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,348
20$5,080
30$3,082
40$3,012
50$2,874
60$2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$74
Multi-vehicle$70
Homeowner$20
5-yr Accident Free$100
5-yr Claim Free$89
Paid in Full/EFT$63
Advance Quote$67
Online Quote$99
Total Discounts$582
Rate after discounts $826

Discounts are estimated and may not be available from every company or in every state.

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