Ford F-150 FX4 Super Cab 4WD Insurance Rates
Estimated auto insurance rates for a Ford F-150 FX4 Super Cab 4WD are $1,304 annually with full coverage. Comprehensive costs on average $324, collision insurance costs $482, and liability costs $346. Liability-only insurance costs as little as $410 a year, and high-risk driver insurance costs around $2,780. Teen drivers pay the most at up to $4,720 a year.
Annual premium for full coverage: $1,304
Premium estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-150 Trim Level
For the normal driver, insurance rates for a Ford F-150 FX4 Super Cab 4WD range from as cheap as $410 for minimum levels of liability insurance to a much higher rate of $2,780 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than larger metro areas. The price range example below illustrates how geographic area affects car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Ford F-150 FX4 Super Cab 4WD Insurance
Insurance prices for a Ford F-150 FX4 Super Cab 4WD also have a wide range based on the replacement cost of your F-150, your driving record, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can cost from 44% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $540 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $312 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Ford F-150 FX4 Super Cab 4WD insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Indiana, Ohio, and Vermont, or as much as $1,620 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
With such a large range of prices, the best way to find out exactly what you will pay is to compare prices from multiple companies. Every company uses a different rate calculation, and rates will be substantially different between companies.
The chart above shows Ford F-150 FX4 Super Cab 4WD insurance prices for various situations. The cheapest discount price is $764. Drivers who choose higher $1,000 deductibles will pay about $1,120. The average price for a 40-year-old male driver using $500 deductibles is $1,304. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,654. High risk drivers could be charged up to $2,780. The price for full coverage insurance for a teen driver is $4,720.
|State||Premium||Compared to U.S. Avg||Percent Difference|
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Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$93|
|5-yr Claim Free||$82|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.