Ford Mustang GT 2-Dr Coupe Insurance Rates

Estimated auto insurance rates for a Ford Mustang GT 2-Dr Coupe are $1,706 annually with full coverage. Comprehensive costs around $354 a year, collision insurance costs $698, and liability costs around $454. Liability-only coverage costs as low as $538 a year, and high-risk coverage costs around $3,696. Teenage drivers pay the most at up to $6,346 a year.

Annual premium for full coverage: $1,706

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Mustang Trim Level

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford Mustang GT 2-Dr Coupe also have a wide range based on the replacement cost of your Mustang, your driving record, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $6,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $2,000 to $2,800 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $710 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Ford Mustang GT 2-Dr Coupe insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out your exact price is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so the rates will be substantially different between companies.

View Chart as Image

The chart above shows Ford Mustang GT 2-Dr Coupe insurance prices for various situations. The best price after discounts is $978. Drivers who use higher $1,000 deductibles will pay about $1,468. The average price for a driver age 40 with no violations using $500 deductibles is $1,706. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,174. Drivers with multiple violations and accidents could be charged up to $3,696. The cost for full coverage insurance for a 16-year-old driver can be as high as $6,346.

View Chart as Image