GMC Sierra 2500HD SLE Regular Cab 2WD Insurance Rates

U.S. average insurance rates for a GMC Sierra 2500HD SLE Regular Cab 2WD are $1,550 a year including full coverage. Comprehensive costs around $326 a year, collision insurance costs $634, and liability coverage costs around $410. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs around $3,360. Teenage drivers pay the highest rates at up to $5,760 a year.

Annual premium for full coverage: $1,550

Price estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Geographic Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

These price ranges highlight why it is important for drivers to compare prices for a specific zip code, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a GMC Sierra 2500HD SLE Regular Cab 2WD are also quite variable based on the model year of your Sierra 2500HD, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,800 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,700 a year. View Rates by Age

The state you live in has a huge impact on GMC Sierra 2500HD SLE Regular Cab 2WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $650 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

The chart above shows average GMC Sierra 2500HD SLE Regular Cab 2WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $888. Drivers who use higher $1,000 deductibles will pay $1,334. The average price for a driver age 40 with no violations using $500 deductibles is $1,550. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,978. Drivers with multiple violations and accidents could be charged at least $3,360. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,760.

View Chart as Image