GMC Sierra 2500HD SLT Crew Cab 4WD Insurance Rates
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Estimated insurance rates for a GMC Sierra 2500HD SLT Crew Cab 4WD are $1,542 a year for full coverage. Comprehensive costs around $354 a year, collision costs $666, and liability costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing around $3,338. Teen drivers pay the most at $5,606 a year or more.
Annual premium for full coverage: $1,542
Premium estimates for individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this GMC Sierra 2500HD Trim Level
For an average driver, insurance rates for a GMC Sierra 2500HD SLT Crew Cab 4WD go from the low end price of $430 for minimum levels of liability insurance to a high of $3,338 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why it is important for drivers to compare rates for a specific zip code, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap GMC Sierra 2500HD SLT Crew Cab 4WD Insurance
Auto insurance rates for a GMC Sierra 2500HD SLT Crew Cab 4WD also have a wide range based on the model year of your Sierra 2500HD, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,800 to $2,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 130% more than average. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,600 a year. View Rates by Age
Where you choose to live makes a big difference in GMC Sierra 2500HD SLT Crew Cab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $690 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to know your exact price is to get quotes and see which company has the best price. Every company uses a different rate calculation, and quoted rates will be substantially different.
Chart shows GMC Sierra 2500HD SLT Crew Cab 4WD insurance prices for different risks and coverage choices. The best price after discounts is $875. Drivers who choose higher $1,000 deductibles will pay $1,312. The average price for a driver age 40 with no violations using $500 deductibles is $1,542. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,994. High risk drivers could be charged up to $3,338. The cost for full coverage insurance for a 16-year-old driver is $5,606.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,394 | -$148 | -9.6% |
| Alaska | $1,182 | -$360 | -23.3% |
| Arizona | $1,282 | -$260 | -16.9% |
| Arkansas | $1,542 | -$0 | 0.0% |
| California | $1,758 | $216 | 14.0% |
| Colorado | $1,474 | -$68 | -4.4% |
| Connecticut | $1,586 | $44 | 2.9% |
| Delaware | $1,746 | $204 | 13.2% |
| Florida | $1,928 | $386 | 25.0% |
| Georgia | $1,426 | -$116 | -7.5% |
| Hawaii | $1,108 | -$434 | -28.1% |
| Idaho | $1,044 | -$498 | -32.3% |
| Illinois | $1,148 | -$394 | -25.6% |
| Indiana | $1,162 | -$380 | -24.6% |
| Iowa | $1,042 | -$500 | -32.4% |
| Kansas | $1,466 | -$76 | -4.9% |
| Kentucky | $2,106 | $564 | 36.6% |
| Louisiana | $2,282 | $740 | 48.0% |
| Maine | $952 | -$590 | -38.3% |
| Maryland | $1,272 | -$270 | -17.5% |
| Massachusetts | $1,234 | -$308 | -20.0% |
| Michigan | $2,682 | $1,140 | 73.9% |
| Minnesota | $1,290 | -$252 | -16.3% |
| Mississippi | $1,848 | $306 | 19.8% |
| Missouri | $1,368 | -$174 | -11.3% |
| Montana | $1,656 | $114 | 7.4% |
| Nebraska | $1,218 | -$324 | -21.0% |
| Nevada | $1,850 | $308 | 20.0% |
| New Hampshire | $1,112 | -$430 | -27.9% |
| New Jersey | $1,724 | $182 | 11.8% |
| New Mexico | $1,366 | -$176 | -11.4% |
| New York | $1,626 | $84 | 5.4% |
| North Carolina | $890 | -$652 | -42.3% |
| North Dakota | $1,264 | -$278 | -18.0% |
| Ohio | $1,064 | -$478 | -31.0% |
| Oklahoma | $1,586 | $44 | 2.9% |
| Oregon | $1,412 | -$130 | -8.4% |
| Pennsylvania | $1,472 | -$70 | -4.5% |
| Rhode Island | $2,056 | $514 | 33.3% |
| South Carolina | $1,398 | -$144 | -9.3% |
| South Dakota | $1,302 | -$240 | -15.6% |
| Tennessee | $1,352 | -$190 | -12.3% |
| Texas | $1,858 | $316 | 20.5% |
| Utah | $1,144 | -$398 | -25.8% |
| Vermont | $1,056 | -$486 | -31.5% |
| Virginia | $924 | -$618 | -40.1% |
| Washington | $1,192 | -$350 | -22.7% |
| West Virginia | $1,414 | -$128 | -8.3% |
| Wisconsin | $1,070 | -$472 | -30.6% |
| Wyoming | $1,376 | -$166 | -10.8% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,606 |
| 20 | $3,564 |
| 30 | $1,620 |
| 40 | $1,542 |
| 50 | $1,406 |
| 60 | $1,380 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,994 |
| $250 | $1,784 |
| $500 | $1,542 |
| $1,000 | $1,312 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,542 |
| 50/100 | $1,615 |
| 100/300 | $1,706 |
| 250/500 | $1,942 |
| 100 CSL | $1,651 |
| 300 CSL | $1,851 |
| 500 CSL | $1,997 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,030 |
| 20 | $5,666 |
| 30 | $3,426 |
| 40 | $3,338 |
| 50 | $3,184 |
| 60 | $3,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $83 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $119 |
| 5-yr Claim Free | $100 |
| Paid in Full/EFT | $75 |
| Advance Quote | $79 |
| Online Quote | $111 |
| Total Discounts | $667 |
Discounts are estimated and may not be available from every company or in every state.
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