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GMC Sierra SLT Crew Cab 4WD Insurance Rates

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U.S. average auto insurance rates for a GMC Sierra SLT Crew Cab 4WD are $1,556 annually for full coverage insurance. Comprehensive insurance costs approximately $368 a year, collision costs $666, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,360 or more. Teenage drivers pay the highest rates at $5,628 a year or more.

Annual premium for full coverage: $1,556

Price estimates by individual coverage type:

Comprehensive $368
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra Trim Level

For the average driver, GMC Sierra SLT Crew Cab 4WD insurance prices go from as cheap as $430 for the bare minimum liability coverage to a high of $3,360 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,556
High Risk $3,360

These price ranges illustrate why it is important for drivers to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a GMC Sierra SLT Crew Cab 4WD are also quite variable based on the actual cash value of your Sierra, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $690 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in GMC Sierra SLT Crew Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

GMC Sierra SLT Crew Cab 4WD insurance cost comparison chart
Column chart showing GMC Sierra SLT Crew Cab 4WD insurance prices range from $886 to $5,628 for full coverage

The chart estimates GMC Sierra SLT Crew Cab 4WD insurance prices for different situations. The cheapest price with discounts is $886. Drivers who use higher $1,000 deductibles will pay about $1,322. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,556. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,012. Drivers with multiple violations and accidents could be charged at least $3,360. The cost for full coverage for a teenager is $5,628.

GMC Sierra SLT Crew Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,406 -$150 -9.6%
Alaska $1,192 -$364 -23.4%
Arizona $1,294 -$262 -16.8%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,762 $206 13.2%
Florida $1,946 $390 25.1%
Georgia $1,438 -$118 -7.6%
Hawaii $1,118 -$438 -28.1%
Idaho $1,054 -$502 -32.3%
Illinois $1,158 -$398 -25.6%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,480 -$76 -4.9%
Kentucky $2,124 $568 36.5%
Louisiana $2,304 $748 48.1%
Maine $962 -$594 -38.2%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,706 $1,150 73.9%
Minnesota $1,302 -$254 -16.3%
Mississippi $1,866 $310 19.9%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,228 -$328 -21.1%
Nevada $1,868 $312 20.1%
New Hampshire $1,122 -$434 -27.9%
New Jersey $1,740 $184 11.8%
New Mexico $1,378 -$178 -11.4%
New York $1,640 $84 5.4%
North Carolina $898 -$658 -42.3%
North Dakota $1,276 -$280 -18.0%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,600 $44 2.8%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,486 -$70 -4.5%
Rhode Island $2,076 $520 33.4%
South Carolina $1,412 -$144 -9.3%
South Dakota $1,312 -$244 -15.7%
Tennessee $1,364 -$192 -12.3%
Texas $1,876 $320 20.6%
Utah $1,154 -$402 -25.8%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,202 -$354 -22.8%
West Virginia $1,428 -$128 -8.2%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,388 -$168 -10.8%

View Chart as Image

GMC Sierra SLT Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

GMC Sierra SLT Crew Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,584
30 $1,634
40 $1,556
50 $1,418
60 $1,392

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra SLT Crew Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,012
$250 $1,802
$500 $1,556
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra SLT Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,629
100/300 $1,720
250/500 $1,956
100 CSL $1,665
300 CSL $1,865
500 CSL $2,011

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra SLT Crew Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,060
20 $5,696
30 $3,450
40 $3,360
50 $3,204
60 $3,174

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $119
5-yr Claim Free $101
Paid in Full/EFT $75
Advance Quote $79
Online Quote $112
Total Discounts $670
Rate after discounts $886

Discounts are estimated and may not be available from every company or in every state.

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