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GMC Terrain SLE 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average auto insurance rates for a GMC Terrain SLE 2WD are $1,298 annually for full coverage insurance. Comprehensive costs around $312 each year, collision costs $540, and liability costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $2,790. Teen drivers receive the highest rates at $4,678 a year or more.

Annual premium for full coverage: $1,298

Rate estimates for individual coverage:

Comprehensive $312
Collision $540
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

For the average driver, prices go from as cheap as $370 for basic liability insurance to a high rate of $2,790 for a driver that may need high-risk insurance.

Liability Only $370
Full Coverage $1,298
High Risk $2,790

Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $974
Small Cities $1,363
Large Cities $1,752

These differences illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a GMC Terrain SLE 2WD can also vary considerably based on the model year of your Terrain, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $570 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Terrain SLE 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.

View Chart as Image

GMC Terrain SLE 2WD insurance cost comparison chart
Column chart showing GMC Terrain SLE 2WD insurance prices range from $742 to $4,678 for full coverage

The chart estimates GMC Terrain SLE 2WD insurance prices for different situations. The best price after discounts is $742. Drivers who choose higher $1,000 deductibles will pay about $1,106. The average price for a driver age 40 with no violations using $500 deductibles is $1,298. Using lower $100 deductibles for physical damage coverage can cost as much as $1,674. High risk drivers could be charged as much as $2,790. The policy rate for full coverage insurance for a 16-year-old driver is $4,678.

GMC Terrain SLE 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,172 -$126 -9.7%
Alaska $994 -$304 -23.4%
Arizona $1,076 -$222 -17.1%
Arkansas $1,298 -$0 0.0%
California $1,478 $180 13.9%
Colorado $1,238 -$60 -4.6%
Connecticut $1,332 $34 2.6%
Delaware $1,466 $168 12.9%
Florida $1,618 $320 24.7%
Georgia $1,198 -$100 -7.7%
Hawaii $932 -$366 -28.2%
Idaho $880 -$418 -32.2%
Illinois $966 -$332 -25.6%
Indiana $978 -$320 -24.7%
Iowa $874 -$424 -32.7%
Kansas $1,230 -$68 -5.2%
Kentucky $1,768 $470 36.2%
Louisiana $1,920 $622 47.9%
Maine $800 -$498 -38.4%
Maryland $1,070 -$228 -17.6%
Massachusetts $1,034 -$264 -20.3%
Michigan $2,252 $954 73.5%
Minnesota $1,086 -$212 -16.3%
Mississippi $1,552 $254 19.6%
Missouri $1,152 -$146 -11.2%
Montana $1,392 $94 7.2%
Nebraska $1,022 -$276 -21.3%
Nevada $1,554 $256 19.7%
New Hampshire $936 -$362 -27.9%
New Jersey $1,452 $154 11.9%
New Mexico $1,146 -$152 -11.7%
New York $1,366 $68 5.2%
North Carolina $746 -$552 -42.5%
North Dakota $1,062 -$236 -18.2%
Ohio $894 -$404 -31.1%
Oklahoma $1,330 $32 2.5%
Oregon $1,188 -$110 -8.5%
Pennsylvania $1,234 -$64 -4.9%
Rhode Island $1,728 $430 33.1%
South Carolina $1,176 -$122 -9.4%
South Dakota $1,094 -$204 -15.7%
Tennessee $1,134 -$164 -12.6%
Texas $1,562 $264 20.3%
Utah $960 -$338 -26.0%
Vermont $886 -$412 -31.7%
Virginia $778 -$520 -40.1%
Washington $1,000 -$298 -23.0%
West Virginia $1,190 -$108 -8.3%
Wisconsin $896 -$402 -31.0%
Wyoming $1,154 -$144 -11.1%

View Chart as Image

GMC Terrain SLE 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Terrain SLE 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,678
20 $2,972
30 $1,362
40 $1,298
50 $1,182
60 $1,160

Full coverage, $500 deductibles

Rates by Deductible

GMC Terrain SLE 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,500
$500 $1,298
$1,000 $1,106

Full coverage, driver age 40

Rates by Liability Limit

GMC Terrain SLE 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,298
50/100 $1,360
100/300 $1,438
250/500 $1,639
100 CSL $1,391
300 CSL $1,562
500 CSL $1,686

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Terrain SLE 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,696
20 $4,718
30 $2,864
40 $2,790
50 $2,658
60 $2,632

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $179

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $66
Homeowner $18
5-yr Accident Free $98
5-yr Claim Free $84
Paid in Full/EFT $62
Advance Quote $65
Online Quote $93
Total Discounts $556
Rate after discounts $742

Discounts are estimated and may not be available from every company or in every state.

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