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GMC Terrain SLE AWD Insurance Rates

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The average insurance rates for a GMC Terrain SLE AWD are $1,298 a year with full coverage. Comprehensive costs around $312, collision costs $540, and liability costs $310. A liability-only policy costs as little as $370 a year, with high-risk insurance costing around $2,790. Teen drivers cost the most to insure at $4,678 a year or more.

Annual premium for full coverage: $1,298

Policy rates for type of insurance:

Comprehensive $312
Collision $540
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

Using a 40-year-old driver as an example, GMC Terrain SLE AWD insurance rates go from as low as $370 for minimum levels of liability insurance to a much higher rate of $2,790 for a policy for a high-risk driver.

Liability Only $370
Full Coverage $1,298
High Risk $2,790

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $974
Small Cities $1,363
Large Cities $1,752

These price differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a GMC Terrain SLE AWD also range considerably based on your risk profile, the actual cash value of your Terrain, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Your home state makes a big difference in GMC Terrain SLE AWD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $570 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can cost from 45% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

GMC Terrain SLE AWD insurance cost comparison chart
Column chart showing GMC Terrain SLE AWD insurance prices range from $742 to $4,678 for full coverage

The chart above shows GMC Terrain SLE AWD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $742. Drivers who choose higher $1,000 deductibles will pay around $1,106. The average rate for a driver age 40 with no violations using $500 deductibles is $1,298. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,674. High risk drivers could be charged around $2,790. The price for full coverage insurance for a 16-year-old driver is $4,678.

GMC Terrain SLE AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,172 -$126 -9.7%
Alaska $994 -$304 -23.4%
Arizona $1,076 -$222 -17.1%
Arkansas $1,298 -$0 0.0%
California $1,478 $180 13.9%
Colorado $1,238 -$60 -4.6%
Connecticut $1,332 $34 2.6%
Delaware $1,466 $168 12.9%
Florida $1,618 $320 24.7%
Georgia $1,198 -$100 -7.7%
Hawaii $932 -$366 -28.2%
Idaho $880 -$418 -32.2%
Illinois $966 -$332 -25.6%
Indiana $978 -$320 -24.7%
Iowa $874 -$424 -32.7%
Kansas $1,230 -$68 -5.2%
Kentucky $1,768 $470 36.2%
Louisiana $1,920 $622 47.9%
Maine $800 -$498 -38.4%
Maryland $1,070 -$228 -17.6%
Massachusetts $1,034 -$264 -20.3%
Michigan $2,252 $954 73.5%
Minnesota $1,086 -$212 -16.3%
Mississippi $1,552 $254 19.6%
Missouri $1,152 -$146 -11.2%
Montana $1,392 $94 7.2%
Nebraska $1,022 -$276 -21.3%
Nevada $1,554 $256 19.7%
New Hampshire $936 -$362 -27.9%
New Jersey $1,452 $154 11.9%
New Mexico $1,146 -$152 -11.7%
New York $1,366 $68 5.2%
North Carolina $746 -$552 -42.5%
North Dakota $1,062 -$236 -18.2%
Ohio $894 -$404 -31.1%
Oklahoma $1,330 $32 2.5%
Oregon $1,188 -$110 -8.5%
Pennsylvania $1,234 -$64 -4.9%
Rhode Island $1,728 $430 33.1%
South Carolina $1,176 -$122 -9.4%
South Dakota $1,094 -$204 -15.7%
Tennessee $1,134 -$164 -12.6%
Texas $1,562 $264 20.3%
Utah $960 -$338 -26.0%
Vermont $886 -$412 -31.7%
Virginia $778 -$520 -40.1%
Washington $1,000 -$298 -23.0%
West Virginia $1,190 -$108 -8.3%
Wisconsin $896 -$402 -31.0%
Wyoming $1,154 -$144 -11.1%

View Chart as Image

GMC Terrain SLE AWD insurance rates by U.S. city

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Rates by Driver Age

GMC Terrain SLE AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,678
20 $2,972
30 $1,362
40 $1,298
50 $1,182
60 $1,160

Full coverage, $500 deductibles

Rates by Deductible

GMC Terrain SLE AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,500
$500 $1,298
$1,000 $1,106

Full coverage, driver age 40

Rates by Liability Limit

GMC Terrain SLE AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,298
50/100 $1,360
100/300 $1,438
250/500 $1,639
100 CSL $1,391
300 CSL $1,562
500 CSL $1,686

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Terrain SLE AWD Insurance Rates for High Risk Drivers
Age Premium
16 $6,696
20 $4,718
30 $2,864
40 $2,790
50 $2,658
60 $2,632

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $179

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $66
Homeowner $18
5-yr Accident Free $98
5-yr Claim Free $84
Paid in Full/EFT $62
Advance Quote $65
Online Quote $93
Total Discounts $556
Rate after discounts $742

Discounts are estimated and may not be available from every company or in every state.

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