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GMC Terrain SLT 2WD Insurance Rates

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Average insurance rates for a GMC Terrain SLT 2WD are $1,344 a year for full coverage insurance. Comprehensive insurance costs on average $326, collision insurance costs $572, and liability insurance costs $310. Only liability insurance costs as little as $370 a year, and high-risk insurance costs $2,892 or more. Teen drivers receive the highest rates at up to $4,822 a year.

Annual premium for full coverage: $1,344

Rate estimates by type of coverage:

Comprehensive $326
Collision $572
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

Using a middle-aged driver as an example, prices range from the low end price of $370 for liability-only coverage to the much higher price of $2,892 for a high-risk driver policy.

Liability Only $370
Full Coverage $1,344
High Risk $2,892

These differences illustrate why everyone should compare rates based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a GMC Terrain SLT 2WD can also vary considerably based on the replacement cost of your Terrain, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,600 to $2,100 extra per year, depending on your age. GMC Terrain SLT 2WD insurance for high-risk drivers can cost anywhere from 44% to 133% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in GMC Terrain SLT 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $600 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

GMC Terrain SLT 2WD insurance cost comparison chart
Column chart showing GMC Terrain SLT 2WD insurance prices range from $766 to $4,822 for full coverage

The chart estimates GMC Terrain SLT 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $766. Drivers who choose higher $1,000 deductibles will pay $1,140. The average price for a 40-year-old male driver using $500 deductibles is $1,344. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,740. High risk drivers could be charged as much as $2,892. The rate for full coverage for a teen driver is $4,822.

GMC Terrain SLT 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$130 -9.7%
Alaska $1,028 -$316 -23.5%
Arizona $1,112 -$232 -17.3%
Arkansas $1,344 -$0 0.0%
California $1,530 $186 13.8%
Colorado $1,282 -$62 -4.6%
Connecticut $1,380 $36 2.7%
Delaware $1,518 $174 12.9%
Florida $1,676 $332 24.7%
Georgia $1,242 -$102 -7.6%
Hawaii $964 -$380 -28.3%
Idaho $912 -$432 -32.1%
Illinois $1,000 -$344 -25.6%
Indiana $1,010 -$334 -24.9%
Iowa $904 -$440 -32.7%
Kansas $1,274 -$70 -5.2%
Kentucky $1,832 $488 36.3%
Louisiana $1,988 $644 47.9%
Maine $828 -$516 -38.4%
Maryland $1,108 -$236 -17.6%
Massachusetts $1,068 -$276 -20.5%
Michigan $2,330 $986 73.4%
Minnesota $1,124 -$220 -16.4%
Mississippi $1,608 $264 19.6%
Missouri $1,192 -$152 -11.3%
Montana $1,440 $96 7.1%
Nebraska $1,058 -$286 -21.3%
Nevada $1,610 $266 19.8%
New Hampshire $968 -$376 -28.0%
New Jersey $1,500 $156 11.6%
New Mexico $1,188 -$156 -11.6%
New York $1,414 $70 5.2%
North Carolina $772 -$572 -42.6%
North Dakota $1,100 -$244 -18.2%
Ohio $926 -$418 -31.1%
Oklahoma $1,378 $34 2.5%
Oregon $1,232 -$112 -8.3%
Pennsylvania $1,280 -$64 -4.8%
Rhode Island $1,790 $446 33.2%
South Carolina $1,218 -$126 -9.4%
South Dakota $1,132 -$212 -15.8%
Tennessee $1,174 -$170 -12.6%
Texas $1,618 $274 20.4%
Utah $992 -$352 -26.2%
Vermont $918 -$426 -31.7%
Virginia $804 -$540 -40.2%
Washington $1,036 -$308 -22.9%
West Virginia $1,232 -$112 -8.3%
Wisconsin $928 -$416 -31.0%
Wyoming $1,194 -$150 -11.2%

View Chart as Image

GMC Terrain SLT 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Terrain SLT 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,822
20 $3,080
30 $1,412
40 $1,344
50 $1,224
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

GMC Terrain SLT 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,740
$250 $1,556
$500 $1,344
$1,000 $1,140

Full coverage, driver age 40

Rates by Liability Limit

GMC Terrain SLT 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,344
50/100 $1,406
100/300 $1,484
250/500 $1,685
100 CSL $1,437
300 CSL $1,608
500 CSL $1,732

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Terrain SLT 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,908
20 $4,890
30 $2,970
40 $2,892
50 $2,754
60 $2,728

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $68
Homeowner $18
5-yr Accident Free $103
5-yr Claim Free $87
Paid in Full/EFT $65
Advance Quote $68
Online Quote $97
Total Discounts $578
Rate after discounts $766

Discounts are estimated and may not be available from every company or in every state.

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