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GMC Terrain SLT AWD Insurance Rates

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The average auto insurance rates for a GMC Terrain SLT AWD are $1,390 annually for full coverage. Comprehensive costs around $340 each year, collision insurance costs $604, and liability insurance costs $310. Liability-only coverage costs as little as $370 a year, and high-risk coverage costs around $2,992. Teen drivers cost the most to insure at up to $4,968 a year.

Annual premium for full coverage: $1,390

Policy rates for individual coverage:

Comprehensive $340
Collision $604
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

For a driver around age 40, GMC Terrain SLT AWD insurance rates range from as cheap as $370 for liability-only coverage to a high rate of $2,992 for a high-risk insurance policy.

Liability Only $370
Full Coverage $1,390
High Risk $2,992

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,043
Small Cities $1,460
Large Cities $1,877

These price differences show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a GMC Terrain SLT AWD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 each year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $279 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Terrain SLT AWD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied between companies.

View Chart as Image

GMC Terrain SLT AWD insurance cost comparison chart
Column chart showing GMC Terrain SLT AWD insurance prices range from $790 to $4,968 for full coverage

Chart shows GMC Terrain SLT AWD insurance prices for various situations. The lowest price with discounts is $790. Drivers who choose higher $1,000 deductibles will pay about $1,174. The average price for a driver age 40 with no violations using $500 deductibles is $1,390. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,804. High risk drivers could be charged around $2,992. The policy rate for full coverage insurance for a 16-year-old driver is $4,968.

GMC Terrain SLT AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$134 -9.6%
Alaska $1,064 -$326 -23.5%
Arizona $1,150 -$240 -17.3%
Arkansas $1,390 -$0 0.0%
California $1,582 $192 13.8%
Colorado $1,326 -$64 -4.6%
Connecticut $1,426 $36 2.6%
Delaware $1,570 $180 12.9%
Florida $1,734 $344 24.7%
Georgia $1,284 -$106 -7.6%
Hawaii $998 -$392 -28.2%
Idaho $940 -$450 -32.4%
Illinois $1,034 -$356 -25.6%
Indiana $1,044 -$346 -24.9%
Iowa $936 -$454 -32.7%
Kansas $1,318 -$72 -5.2%
Kentucky $1,892 $502 36.1%
Louisiana $2,056 $666 47.9%
Maine $856 -$534 -38.4%
Maryland $1,144 -$246 -17.7%
Massachusetts $1,106 -$284 -20.4%
Michigan $2,410 $1,020 73.4%
Minnesota $1,162 -$228 -16.4%
Mississippi $1,662 $272 19.6%
Missouri $1,232 -$158 -11.4%
Montana $1,490 $100 7.2%
Nebraska $1,094 -$296 -21.3%
Nevada $1,664 $274 19.7%
New Hampshire $1,000 -$390 -28.1%
New Jersey $1,552 $162 11.7%
New Mexico $1,228 -$162 -11.7%
New York $1,462 $72 5.2%
North Carolina $800 -$590 -42.4%
North Dakota $1,136 -$254 -18.3%
Ohio $956 -$434 -31.2%
Oklahoma $1,424 $34 2.4%
Oregon $1,272 -$118 -8.5%
Pennsylvania $1,322 -$68 -4.9%
Rhode Island $1,850 $460 33.1%
South Carolina $1,258 -$132 -9.5%
South Dakota $1,170 -$220 -15.8%
Tennessee $1,214 -$176 -12.7%
Texas $1,672 $282 20.3%
Utah $1,026 -$364 -26.2%
Vermont $948 -$442 -31.8%
Virginia $832 -$558 -40.1%
Washington $1,070 -$320 -23.0%
West Virginia $1,274 -$116 -8.3%
Wisconsin $960 -$430 -30.9%
Wyoming $1,238 -$152 -10.9%

View Chart as Image

GMC Terrain SLT AWD insurance rates by U.S. city

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Rates by Driver Age

GMC Terrain SLT AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,968
20 $3,188
30 $1,462
40 $1,390
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

GMC Terrain SLT AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,612
$500 $1,390
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

GMC Terrain SLT AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,390
50/100 $1,452
100/300 $1,530
250/500 $1,731
100 CSL $1,483
300 CSL $1,654
500 CSL $1,778

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Terrain SLT AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,124
20 $5,060
30 $3,076
40 $2,992
50 $2,850
60 $2,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $107
5-yr Claim Free $90
Paid in Full/EFT $68
Advance Quote $71
Online Quote $100
Total Discounts $600
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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