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  4. LX-P 4-Dr Sedan

Honda Accord LX-P 4-Dr Sedan Insurance Rates

U.S. average auto insurance rates for a Honda Accord LX-P 4-Dr Sedan are $1,102 annually for full coverage. Comprehensive insurance costs around $258, collision insurance costs $422, and liability costs $294. Liability-only coverage costs as little as $350 a year, and high-risk coverage costs $2,362 or more. Teen drivers pay the highest rates at up to $4,034 a year.

Annual premium for full coverage: $1,102

Price estimates for type of insurance:

Comprehensive $258
Collision $422
Liability $294

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

For a driver around age 40, Honda Accord LX-P 4-Dr Sedan insurance prices range from as cheap as $350 for liability-only coverage to a much higher rate of $2,362 for a high-risk insurance policy.

Liability Only $350
Full Coverage $1,102
High Risk $2,362

These price ranges show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Honda Accord LX-P 4-Dr Sedan are also quite variable based on the actual cash value of your Accord, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,300 to $1,800 in extra premium each year, depending on your age. High-risk driver insurance can cost from 45% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $460 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $264 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Honda Accord LX-P 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or as much as $1,890 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates may be quite different between companies.

View Chart as Image

Honda Accord LX-P 4-Dr Sedan insurance cost comparison chart
Column chart showing Honda Accord LX-P 4-Dr Sedan insurance prices range from $640 to $4,034 for full coverage

Chart shows Honda Accord LX-P 4-Dr Sedan insurance prices for various situations. The cheapest discount price is $640. Drivers who choose higher $1,000 deductibles will pay about $948. The average price for a driver age 40 with no violations using $500 deductibles is $1,102. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,400. High risk drivers could be charged at least $2,362. The price for full coverage for a 16-year-old driver is $4,034.

Honda Accord LX-P 4-Dr Sedan Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,060-$42-3.8%
Alaska$902-$200-18.1%
Arizona$1,104$20.2%
Arkansas$1,116$141.3%
California$1,238$13612.3%
Colorado$1,144$423.8%
Connecticut$1,444$34231.0%
Delaware$1,342$24021.8%
Florida$1,488$38635.0%
Georgia$1,096-$6-0.5%
Hawaii$1,188$867.8%
Idaho$768-$334-30.3%
Illinois$818-$284-25.8%
Indiana$788-$314-28.5%
Iowa$830-$272-24.7%
Kansas$1,012-$90-8.2%
Kentucky$1,428$32629.6%
Louisiana$1,788$68662.3%
Maine$754-$348-31.6%
Maryland$1,132$302.7%
Massachusetts$970-$132-12.0%
Michigan$2,026$92483.8%
Minnesota$970-$132-12.0%
Mississippi$1,080-$22-2.0%
Missouri$940-$162-14.7%
Montana$998-$104-9.4%
Nebraska$908-$194-17.6%
Nevada$1,424$32229.2%
New Hampshire$898-$204-18.5%
New Jersey$1,098-$4-0.4%
New Mexico$1,020-$82-7.4%
New York$1,434$33230.1%
North Carolina$780-$322-29.2%
North Dakota$1,074-$28-2.5%
Ohio$776-$326-29.6%
Oklahoma$1,338$23621.4%
Oregon$1,030-$72-6.5%
Pennsylvania$1,240$13812.5%
Rhode Island$1,336$23421.2%
South Carolina$1,026-$76-6.9%
South Dakota$864-$238-21.6%
Tennessee$992-$110-10.0%
Texas$1,060-$42-3.8%
Utah$978-$124-11.3%
Vermont$788-$314-28.5%
Virginia$794-$308-27.9%
Washington$970-$132-12.0%
West Virginia$1,120$181.6%
Wisconsin$1,124$222.0%
Wyoming$1,218$11610.5%

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Honda Accord LX-P 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Honda Accord LX-P 4-Dr Sedan Insurance Rates by Driver Age
Driver AgePremium
16$4,034
20$2,520
30$1,150
40$1,102
50$1,004
60$986

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord LX-P 4-Dr Sedan Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,400
$250$1,262
$500$1,102
$1,000$948

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord LX-P 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,102
50/100$1,161
100/300$1,234
250/500$1,425
100 CSL$1,190
300 CSL$1,352
500 CSL$1,470

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord LX-P 4-Dr Sedan Insurance Rates for High Risk Drivers
AgePremium
16$5,750
20$3,996
30$2,420
40$2,362
50$2,252
60$2,232

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $149

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$58
Multi-vehicle$56
Homeowner$16
5-yr Accident Free$80
5-yr Claim Free$70
Paid in Full/EFT$50
Advance Quote$54
Online Quote$78
Total Discounts$462
Rate after discounts $640

Discounts are estimated and may not be available from every company or in every state.

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