1. Vehicles
  2. Honda
  3. CR-V
  4. EX 2WD

Honda CR-V EX 2WD Insurance Rates

The average insurance prices for a Honda CR-V EX 2WD are $1,130 every 12 months including full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $414, and liability costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs $2,410 or more. Teenage drivers cost the most to insure at up to $4,122 a year.

Annual premium for full coverage: $1,130

Policy rates broken down by individual coverage type:

Comprehensive $270
Collision $414
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda CR-V Trim Level

For the average 40-year-old driver, Honda CR-V EX 2WD insurance rates range from the cheapest price of $370 for just liability coverage to a high of $2,410 for coverage for higher-risk drivers.

Liability Only $370
Full Coverage $1,130
High Risk $2,410

These price differences highlight why it is important for drivers to compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

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Auto insurance rates for a Honda CR-V EX 2WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year.

Using high physical damage deductibles could cut rates by as much as $460 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 44% to 129% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Honda CR-V EX 2WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

View Chart as Image

Honda CR-V EX 2WD insurance cost comparison chart
Column chart showing Honda CR-V EX 2WD insurance prices range from $661 to $4,122 for full coverage

The chart above shows average Honda CR-V EX 2WD insurance rates for various coverage choices and risks. The cheapest discount rate is $661. Drivers who use higher $1,000 deductibles will pay $974. The average rate for a driver around age 40 using $500 deductibles is $1,130. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,430. Drivers with multiple violations and accidents could be charged around $2,410. The cost for full coverage for a teenage driver can be as high as $4,122.

Honda CR-V EX 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,020-$110-9.7%
Alaska$864-$266-23.5%
Arizona$936-$194-17.2%
Arkansas$1,130-$00.0%
California$1,286$15613.8%
Colorado$1,076-$54-4.8%
Connecticut$1,158$282.5%
Delaware$1,276$14612.9%
Florida$1,408$27824.6%
Georgia$1,044-$86-7.6%
Hawaii$810-$320-28.3%
Idaho$766-$364-32.2%
Illinois$840-$290-25.7%
Indiana$850-$280-24.8%
Iowa$762-$368-32.6%
Kansas$1,072-$58-5.1%
Kentucky$1,540$41036.3%
Louisiana$1,672$54248.0%
Maine$696-$434-38.4%
Maryland$932-$198-17.5%
Massachusetts$898-$232-20.5%
Michigan$1,958$82873.3%
Minnesota$944-$186-16.5%
Mississippi$1,352$22219.6%
Missouri$1,000-$130-11.5%
Montana$1,212$827.3%
Nebraska$890-$240-21.2%
Nevada$1,352$22219.6%
New Hampshire$814-$316-28.0%
New Jersey$1,262$13211.7%
New Mexico$998-$132-11.7%
New York$1,190$605.3%
North Carolina$650-$480-42.5%
North Dakota$924-$206-18.2%
Ohio$778-$352-31.2%
Oklahoma$1,158$282.5%
Oregon$1,034-$96-8.5%
Pennsylvania$1,074-$56-5.0%
Rhode Island$1,506$37633.3%
South Carolina$1,024-$106-9.4%
South Dakota$950-$180-15.9%
Tennessee$988-$142-12.6%
Texas$1,360$23020.4%
Utah$834-$296-26.2%
Vermont$772-$358-31.7%
Virginia$676-$454-40.2%
Washington$872-$258-22.8%
West Virginia$1,036-$94-8.3%
Wisconsin$780-$350-31.0%
Wyoming$1,006-$124-11.0%

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Honda CR-V EX 2WD insurance rates by U.S. city

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Rates by Driver Age

Honda CR-V EX 2WD Insurance Rates by Driver Age
Driver AgePremium
16$4,122
20$2,564
30$1,180
40$1,130
50$1,030
60$1,010

Full coverage, $500 deductibles

Rates by Deductible

Honda CR-V EX 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,430
$250$1,292
$500$1,130
$1,000$974

Full coverage, driver age 40

Rates by Liability Limit

Honda CR-V EX 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,130
50/100$1,192
100/300$1,270
250/500$1,471
100 CSL$1,223
300 CSL$1,394
500 CSL$1,518

Full coverage, driver age 40

Rates for High Risk Drivers

Honda CR-V EX 2WD Insurance Rates for High Risk Drivers
AgePremium
16$5,872
20$4,064
30$2,468
40$2,410
50$2,296
60$2,274

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $151

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$60
Multi-vehicle$56
Homeowner$16
5-yr Accident Free$81
5-yr Claim Free$71
Paid in Full/EFT$51
Advance Quote$54
Online Quote$80
Total Discounts$469
Rate after discounts $661

Discounts are estimated and may not be available from every company or in every state.

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