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Honda Civic EX 2-Dr Coupe Insurance Rates

The average insurance rates for a Honda Civic EX 2-Dr Coupe are $1,566 a year including full coverage. Comprehensive insurance costs on average $284, collision insurance costs $662, and liability costs $432. Liability-only insurance costs as little as $512 a year, and high-risk driver insurance costs $3,422 or more. Teen drivers cost the most to insure at up to $5,948 a year.

Annual premium for full coverage: $1,566

Policy rates by type of coverage:

Comprehensive $284
Collision $662
Liability $432

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

For the average 40-year-old driver, Honda Civic EX 2-Dr Coupe insurance rates range from the low end price of $512 for minimum levels of liability insurance to the much higher price of $3,422 for coverage for higher-risk drivers.

Liability Only $512
Full Coverage $1,566
High Risk $3,422

These price differences highlight why everyone should compare rates based on a specific location, instead of making a decision based on price averages.

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Auto insurance rates for a Honda Civic EX 2-Dr Coupe also range considerably based on the replacement cost of your Civic, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,900 to $2,600 in extra premium every year, depending on your age. Honda Civic EX 2-Dr Coupe insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,900 a year. View Rates by Age

Your home state makes a big difference in Honda Civic EX 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like , Indiana, and North Carolina, or as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $640 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $389 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

Honda Civic EX 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Civic EX 2-Dr Coupe insurance prices range from $890 to $5,948 for full coverage

The chart above shows average Honda Civic EX 2-Dr Coupe insurance prices for various risks and coverage choices. The cheapest discount price is $890. Drivers who choose higher $1,000 deductibles will pay $1,354. The average price for a 40-year-old male driver using $500 deductibles is $1,566. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,990. High risk drivers could be charged around $3,422. The rate for full coverage for a teen driver is $5,948.

Honda Civic EX 2-Dr Coupe Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,504-$62-4.0%
Alaska$1,284-$282-18.0%
Arizona$1,574$80.5%
Arkansas$1,590$241.5%
California$1,758$19212.3%
Colorado$1,626$603.8%
Connecticut$2,054$48831.2%
Delaware$1,910$34422.0%
Florida$2,112$54634.9%
Georgia$1,556-$10-0.6%
Hawaii$1,692$1268.0%
Idaho$1,090-$476-30.4%
Illinois$1,162-$404-25.8%
Indiana$1,120-$446-28.5%
Iowa$1,178-$388-24.8%
Kansas$1,440-$126-8.0%
Kentucky$2,032$46629.8%
Louisiana$2,540$97462.2%
Maine$1,072-$494-31.5%
Maryland$1,612$462.9%
Massachusetts$1,380-$186-11.9%
Michigan$2,880$1,31483.9%
Minnesota$1,378-$188-12.0%
Mississippi$1,534-$32-2.0%
Missouri$1,338-$228-14.6%
Montana$1,420-$146-9.3%
Nebraska$1,290-$276-17.6%
Nevada$2,024$45829.2%
New Hampshire$1,278-$288-18.4%
New Jersey$1,560-$6-0.4%
New Mexico$1,454-$112-7.2%
New York$2,042$47630.4%
North Carolina$1,112-$454-29.0%
North Dakota$1,524-$42-2.7%
Ohio$1,104-$462-29.5%
Oklahoma$1,906$34021.7%
Oregon$1,466-$100-6.4%
Pennsylvania$1,766$20012.8%
Rhode Island$1,902$33621.5%
South Carolina$1,460-$106-6.8%
South Dakota$1,228-$338-21.6%
Tennessee$1,406-$160-10.2%
Texas$1,510-$56-3.6%
Utah$1,392-$174-11.1%
Vermont$1,118-$448-28.6%
Virginia$1,126-$440-28.1%
Washington$1,380-$186-11.9%
West Virginia$1,594$281.8%
Wisconsin$1,598$322.0%
Wyoming$1,734$16810.7%

View Chart as Image

Honda Civic EX 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Honda Civic EX 2-Dr Coupe Insurance Rates by Driver Age
Driver AgePremium
16$5,948
20$3,686
30$1,632
40$1,566
50$1,434
60$1,408

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic EX 2-Dr Coupe Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,990
$250$1,790
$500$1,566
$1,000$1,354

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic EX 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,566
50/100$1,652
100/300$1,760
250/500$2,041
100 CSL$1,696
300 CSL$1,933
500 CSL$2,106

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic EX 2-Dr Coupe Insurance Rates for High Risk Drivers
AgePremium
16$8,486
20$5,868
30$3,500
40$3,422
50$3,272
60$3,246

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $225

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$83
Multi-vehicle$84
Homeowner$22
5-yr Accident Free$121
5-yr Claim Free$102
Paid in Full/EFT$74
Advance Quote$80
Online Quote$110
Total Discounts$676
Rate after discounts $890

Discounts are estimated and may not be available from every company or in every state.

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