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Honda Civic Hybrid 4-Dr Sedan Insurance Rates

Average auto insurance rates for a Honda Civic Hybrid 4-Dr Sedan are $1,380 annually with full coverage. Comprehensive insurance costs an estimated $310, collision costs $572, and liability insurance costs $346. Only liability insurance costs as little as $410 a year, with high-risk insurance costing $2,980 or more. Teen drivers receive the highest rates at $5,050 a year or more.

Annual premium for full coverage: $1,380

Rate estimates broken down by type of coverage:

Comprehensive $310
Collision $572
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

For a 40-year-old driver, prices go from as cheap as $410 for liability-only coverage to the much higher price of $2,980 for high-risk insurance.

Liability Only $410
Full Coverage $1,380
High Risk $2,980

These differences demonstrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

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Insurance rates for a Honda Civic Hybrid 4-Dr Sedan can also vary considerably based on the model year of your Civic, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. Honda Civic Hybrid 4-Dr Sedan insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $590 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $312 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Honda Civic Hybrid 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, Ohio, and Indiana, or as much as $1,620 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Honda Civic Hybrid 4-Dr Sedan insurance cost comparison chart
Column chart showing Honda Civic Hybrid 4-Dr Sedan insurance prices range from $791 to $5,050 for full coverage

The chart above shows Honda Civic Hybrid 4-Dr Sedan insurance prices for different situations. The lowest price with discounts is $791. Drivers who choose higher $1,000 deductibles will pay about $1,180. The average price for a driver around age 40 using $500 deductibles is $1,380. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,770. High risk drivers could be charged as much as $2,980. The rate for full coverage for a teenage driver is $5,050.

Honda Civic Hybrid 4-Dr Sedan Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,324-$56-4.1%
Alaska$1,132-$248-18.0%
Arizona$1,384$40.3%
Arkansas$1,396$161.2%
California$1,548$16812.2%
Colorado$1,432$523.8%
Connecticut$1,804$42430.7%
Delaware$1,678$29821.6%
Florida$1,860$48034.8%
Georgia$1,368-$12-0.9%
Hawaii$1,488$1087.8%
Idaho$958-$422-30.6%
Illinois$1,024-$356-25.8%
Indiana$982-$398-28.8%
Iowa$1,038-$342-24.8%
Kansas$1,268-$112-8.1%
Kentucky$1,786$40629.4%
Louisiana$2,234$85461.9%
Maine$944-$436-31.6%
Maryland$1,420$402.9%
Massachusetts$1,214-$166-12.0%
Michigan$2,536$1,15683.8%
Minnesota$1,212-$168-12.2%
Mississippi$1,350-$30-2.2%
Missouri$1,176-$204-14.8%
Montana$1,248-$132-9.6%
Nebraska$1,136-$244-17.7%
Nevada$1,780$40029.0%
New Hampshire$1,124-$256-18.6%
New Jersey$1,372-$8-0.6%
New Mexico$1,280-$100-7.2%
New York$1,796$41630.1%
North Carolina$980-$400-29.0%
North Dakota$1,342-$38-2.8%
Ohio$972-$408-29.6%
Oklahoma$1,676$29621.4%
Oregon$1,292-$88-6.4%
Pennsylvania$1,554$17412.6%
Rhode Island$1,674$29421.3%
South Carolina$1,286-$94-6.8%
South Dakota$1,082-$298-21.6%
Tennessee$1,238-$142-10.3%
Texas$1,326-$54-3.9%
Utah$1,222-$158-11.4%
Vermont$982-$398-28.8%
Virginia$992-$388-28.1%
Washington$1,214-$166-12.0%
West Virginia$1,406$261.9%
Wisconsin$1,406$261.9%
Wyoming$1,524$14410.4%

View Chart as Image

Honda Civic Hybrid 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Honda Civic Hybrid 4-Dr Sedan Insurance Rates by Driver Age
Driver AgePremium
16$5,050
20$3,186
30$1,444
40$1,380
50$1,258
60$1,236

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic Hybrid 4-Dr Sedan Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,770
$250$1,590
$500$1,380
$1,000$1,180

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic Hybrid 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,380
50/100$1,449
100/300$1,536
250/500$1,761
100 CSL$1,484
300 CSL$1,674
500 CSL$1,813

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic Hybrid 4-Dr Sedan Insurance Rates for High Risk Drivers
AgePremium
16$7,220
20$5,056
30$3,054
40$2,980
50$2,842
60$2,814

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$74
Multi-vehicle$71
Homeowner$19
5-yr Accident Free$104
5-yr Claim Free$89
Paid in Full/EFT$65
Advance Quote$69
Online Quote$98
Total Discounts$589
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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