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  4. SI 2-Dr Coupe

Honda Civic SI 2-Dr Coupe Insurance Rates

The average insurance rates for a Honda Civic SI 2-Dr Coupe are $1,654 a year with full coverage. Comprehensive insurance costs on average $310, collision costs $724, and liability coverage costs around $432. Liability-only coverage costs as low as $512 a year, with high-risk coverage costing $3,612 or more. Teenage drivers cost the most to insure at $6,222 a year or more.

Annual premium for full coverage: $1,654

Policy rates by type of insurance:

Comprehensive $310
Collision $724
Liability $432

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

Using a middle-aged driver as an example, Honda Civic SI 2-Dr Coupe insurance rates go from the low end price of $512 for just liability coverage to a much higher rate of $3,612 for a high-risk driver policy.

Liability Only $512
Full Coverage $1,654
High Risk $3,612

These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using average rates.

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Insurance prices for a Honda Civic SI 2-Dr Coupe also range considerably based on the model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,000 to $2,700 additional every year, depending on your age. High-risk driver insurance can be around 43% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $6,200 a year. View Rates by Age

Your home state has a huge impact on Honda Civic SI 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,620 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $700 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $389 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and rates will be varied.

View Chart as Image

Honda Civic SI 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Civic SI 2-Dr Coupe insurance prices range from $935 to $6,222 for full coverage

The chart above shows Honda Civic SI 2-Dr Coupe insurance prices for different risks and coverage choices. The cheapest price with discounts is $935. Drivers who use higher $1,000 deductibles will pay $1,420. The average price for a 40-year-old male driver using $500 deductibles is $1,654. Using more expensive $100 deductibles for comp and collision coverage could cost up to $2,114. Drivers with multiple violations and accidents could be charged around $3,612. The price for full coverage for a teen driver can be as high as $6,222.

Honda Civic SI 2-Dr Coupe Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,588-$66-4.0%
Alaska$1,356-$298-18.0%
Arizona$1,662$80.5%
Arkansas$1,678$241.5%
California$1,856$20212.2%
Colorado$1,718$643.9%
Connecticut$2,166$51231.0%
Delaware$2,014$36021.8%
Florida$2,230$57634.8%
Georgia$1,642-$12-0.7%
Hawaii$1,784$1307.9%
Idaho$1,150-$504-30.5%
Illinois$1,228-$426-25.8%
Indiana$1,182-$472-28.5%
Iowa$1,244-$410-24.8%
Kansas$1,520-$134-8.1%
Kentucky$2,144$49029.6%
Louisiana$2,680$1,02662.0%
Maine$1,132-$522-31.6%
Maryland$1,702$482.9%
Massachusetts$1,458-$196-11.9%
Michigan$3,040$1,38683.8%
Minnesota$1,454-$200-12.1%
Mississippi$1,618-$36-2.2%
Missouri$1,412-$242-14.6%
Montana$1,498-$156-9.4%
Nebraska$1,362-$292-17.7%
Nevada$2,136$48229.1%
New Hampshire$1,348-$306-18.5%
New Jersey$1,646-$8-0.5%
New Mexico$1,534-$120-7.3%
New York$2,154$50030.2%
North Carolina$1,172-$482-29.1%
North Dakota$1,608-$46-2.8%
Ohio$1,164-$490-29.6%
Oklahoma$2,012$35821.6%
Oregon$1,546-$108-6.5%
Pennsylvania$1,864$21012.7%
Rhode Island$2,008$35421.4%
South Carolina$1,542-$112-6.8%
South Dakota$1,296-$358-21.6%
Tennessee$1,484-$170-10.3%
Texas$1,592-$62-3.7%
Utah$1,470-$184-11.1%
Vermont$1,182-$472-28.5%
Virginia$1,190-$464-28.1%
Washington$1,458-$196-11.9%
West Virginia$1,684$301.8%
Wisconsin$1,686$321.9%
Wyoming$1,828$17410.5%

View Chart as Image

Honda Civic SI 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Honda Civic SI 2-Dr Coupe Insurance Rates by Driver Age
Driver AgePremium
16$6,222
20$3,892
30$1,726
40$1,654
50$1,512
60$1,486

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic SI 2-Dr Coupe Insurance Rates with Different Deductibles
DeductiblePremium
$100$2,114
$250$1,898
$500$1,654
$1,000$1,420

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic SI 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,654
50/100$1,740
100/300$1,848
250/500$2,129
100 CSL$1,784
300 CSL$2,021
500 CSL$2,194

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic SI 2-Dr Coupe Insurance Rates for High Risk Drivers
AgePremium
16$8,892
20$6,192
30$3,700
40$3,612
50$3,452
60$3,426

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $239

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$88
Multi-vehicle$88
Homeowner$23
5-yr Accident Free$129
5-yr Claim Free$108
Paid in Full/EFT$80
Advance Quote$86
Online Quote$117
Total Discounts$719
Rate after discounts $935

Discounts are estimated and may not be available from every company or in every state.

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