1. Vehicles
  2. Honda
  3. Civic
  4. SI 4-Dr Sedan

Honda Civic SI 4-Dr Sedan Insurance Rates

Average insurance rates for a Honda Civic SI 4-Dr Sedan are $1,444 a year including full coverage. Comprehensive insurance costs an estimated $284, collision insurance costs $662, and liability insurance costs around $346. Only liability insurance costs as low as $410 a year, and high-risk insurance costs $3,160 or more. Teen drivers receive the highest rates at up to $5,362 a year.

Annual premium for full coverage: $1,444

Rate estimates broken down by type of insurance:

Comprehensive $284
Collision $662
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

For the average 40-year-old driver, prices range from the low end price of $410 for your basic liability-only policy to a much higher rate of $3,160 for coverage for higher-risk drivers.

Liability Only $410
Full Coverage $1,444
High Risk $3,160

These differences highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies will appear below. Click here to load full page.

Recommended Companies for Cheap Honda Civic SI 4-Dr Sedan Insurance

Searching Companies

Insurance rates for a Honda Civic SI 4-Dr Sedan can also vary considerably based on the model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can be anywhere from 45% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

Where you live has a huge impact on Honda Civic SI 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like North Carolina, Indiana, and , or as much as $1,890 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $640 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $312 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Honda Civic SI 4-Dr Sedan insurance cost comparison chart
Column chart showing Honda Civic SI 4-Dr Sedan insurance prices range from $808 to $5,362 for full coverage

The chart above shows average Honda Civic SI 4-Dr Sedan insurance prices for various risks and coverage choices. The lowest price with discounts is $808. Drivers who choose higher $1,000 deductibles will pay $1,232. The average price for a driver around age 40 using $500 deductibles is $1,444. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,868. High risk drivers could be charged as much as $3,160. The price for full coverage for a teenage driver can be as high as $5,362.

Honda Civic SI 4-Dr Sedan Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,386-$58-4.0%
Alaska$1,184-$260-18.0%
Arizona$1,448$40.3%
Arkansas$1,462$181.2%
California$1,618$17412.0%
Colorado$1,496$523.6%
Connecticut$1,890$44630.9%
Delaware$1,756$31221.6%
Florida$1,946$50234.8%
Georgia$1,432-$12-0.8%
Hawaii$1,558$1147.9%
Idaho$1,004-$440-30.5%
Illinois$1,070-$374-25.9%
Indiana$1,028-$416-28.8%
Iowa$1,086-$358-24.8%
Kansas$1,326-$118-8.2%
Kentucky$1,870$42629.5%
Louisiana$2,338$89461.9%
Maine$988-$456-31.6%
Maryland$1,484$402.8%
Massachusetts$1,270-$174-12.0%
Michigan$2,652$1,20883.7%
Minnesota$1,268-$176-12.2%
Mississippi$1,414-$30-2.1%
Missouri$1,230-$214-14.8%
Montana$1,308-$136-9.4%
Nebraska$1,188-$256-17.7%
Nevada$1,862$41828.9%
New Hampshire$1,178-$266-18.4%
New Jersey$1,436-$8-0.6%
New Mexico$1,338-$106-7.3%
New York$1,880$43630.2%
North Carolina$1,026-$418-28.9%
North Dakota$1,404-$40-2.8%
Ohio$1,018-$426-29.5%
Oklahoma$1,754$31021.5%
Oregon$1,352-$92-6.4%
Pennsylvania$1,624$18012.5%
Rhode Island$1,750$30621.2%
South Carolina$1,344-$100-6.9%
South Dakota$1,130-$314-21.7%
Tennessee$1,296-$148-10.2%
Texas$1,388-$56-3.9%
Utah$1,278-$166-11.5%
Vermont$1,026-$418-28.9%
Virginia$1,036-$408-28.3%
Washington$1,270-$174-12.0%
West Virginia$1,468$241.7%
Wisconsin$1,472$281.9%
Wyoming$1,596$15210.5%

View Chart as Image

Honda Civic SI 4-Dr Sedan insurance rates by U.S. city

Compare Rates and Save

Find companies with the cheapest rates in your area

Not your model?

Choose a different trim level below

Rates by Driver Age

Honda Civic SI 4-Dr Sedan Insurance Rates by Driver Age
Driver AgePremium
16$5,362
20$3,396
30$1,514
40$1,444
50$1,318
60$1,296

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic SI 4-Dr Sedan Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,868
$250$1,668
$500$1,444
$1,000$1,232

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic SI 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,444
50/100$1,513
100/300$1,600
250/500$1,825
100 CSL$1,548
300 CSL$1,738
500 CSL$1,877

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic SI 4-Dr Sedan Insurance Rates for High Risk Drivers
AgePremium
16$7,682
20$5,406
30$3,238
40$3,160
50$3,018
60$2,990

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$78
Multi-vehicle$77
Homeowner$20
5-yr Accident Free$115
5-yr Claim Free$95
Paid in Full/EFT$72
Advance Quote$76
Online Quote$103
Total Discounts$636
Rate after discounts $808

Discounts are estimated and may not be available from every company or in every state.

You May Also Enjoy These Articles