Honda Civic SI 4-Dr Sedan Insurance Rates

Average insurance rates for a Honda Civic SI 4-Dr Sedan are $1,518 a year including full coverage. Comprehensive insurance costs an estimated $298, collision insurance costs $698, and liability insurance costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs $3,324 or more. Teen drivers receive the highest rates at up to $5,646 a year.

Annual premium for full coverage: $1,518

Rate estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

These differences highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Honda Civic SI 4-Dr Sedan can also vary considerably based on the model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,800 to $2,500 extra per year, depending on your age. High-risk driver insurance can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,600 a year. View Rates by Age

Where you live has a huge impact on Honda Civic SI 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $680 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so the rates can be significantly different.

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The chart above shows average Honda Civic SI 4-Dr Sedan insurance prices for various risks and coverage choices. The lowest price with discounts is $847. Drivers who choose higher $1,000 deductibles will pay $1,294. The average price for a driver around age 40 using $500 deductibles is $1,518. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,966. High risk drivers could be charged as much as $3,324. The price for full coverage for a teenage driver can be as high as $5,646.

View Chart as Image