Hyundai Santa Fe Limited 2WD Insurance Rates

Estimated insurance prices for a Hyundai Santa Fe Limited 2WD are $1,392 every 12 months including full coverage. Comprehensive insurance costs around $298, collision costs $572, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,014 or more. Teen drivers pay the most at $5,152 a year or more.

Annual premium for full coverage: $1,392

Premium estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for a Hyundai Santa Fe Limited 2WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the actual cash value of your Santa Fe.

Choosing high deductibles could cut rates by as much as $590 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can be from 45% to 136% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Hyundai Santa Fe Limited 2WD insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out your exact price is to compare rates from multiple companies. Each insurance company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

The chart above shows average Hyundai Santa Fe Limited 2WD insurance rates for different coverage choices and risks. The cheapest discount rate is $796. Drivers who choose higher $1,000 deductibles will pay $1,196. The average rate for a driver age 40 with no violations using $500 deductibles is $1,392. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,778. High risk drivers could be charged up to $3,014. The price for full coverage for a 16-year-old driver can be as high as $5,152.

View Chart as Image