Hyundai Santa Fe Limited 4WD Insurance Rates

U.S. average auto insurance rates for a Hyundai Santa Fe Limited 4WD are $1,482 annually with full coverage. Comprehensive costs on average $326, collision insurance costs $634, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $3,214. Teenage drivers pay the highest rates at up to $5,440 a year.

Annual premium for full coverage: $1,482

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The price range example below illustrates how geographic area affects car insurance rates.

These price ranges demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Hyundai Santa Fe Limited 4WD are also quite variable based on the actual cash value of your Santa Fe, your driving record, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,800 to $2,400 in extra premium each year, depending on your age. High-risk driver insurance can cost as much as 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $650 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Hyundai Santa Fe Limited 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

The chart above shows Hyundai Santa Fe Limited 4WD insurance prices for various situations. The best price after discounts is $843. Drivers who use higher $1,000 deductibles will pay about $1,266. The average price for a 40-year-old male driver using $500 deductibles is $1,482. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,910. Drivers with multiple violations and accidents could be charged at least $3,214. The price for full coverage insurance for a teen driver is $5,440.

View Chart as Image