1. Vehicles
  2. Nissan
  3. Altima
  4. 2.5 4-Dr Sedan

Nissan Altima 2.5 4-Dr Sedan Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average auto insurance rates for a Nissan Altima 2.5 4-Dr Sedan are $1,360 annually with full coverage. Comprehensive insurance costs an estimated $298, collision costs $540, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $2,936 or more. Teenage drivers cost the most to insure at $5,028 a year or more.

Annual premium for full coverage: $1,360

Policy rates broken down by type of coverage:

Comprehensive $298
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

For the average driver, Nissan Altima 2.5 4-Dr Sedan insurance rates go from as cheap as $430 for your basic liability-only policy to the much higher price of $2,936 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,360
High Risk $2,936

These price differences demonstrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Nissan Altima 2.5 4-Dr Sedan Insurance

Searching Companies

Car insurance rates for a Nissan Altima 2.5 4-Dr Sedan also range considerably based on the model year, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,600 to $2,200 extra every year, depending on your age. Nissan Altima 2.5 4-Dr Sedan insurance for high-risk drivers can be around 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $560 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Altima 2.5 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be varied between companies.

View Chart as Image

Nissan Altima 2.5 4-Dr Sedan insurance cost comparison chart
Column chart showing Nissan Altima 2.5 4-Dr Sedan insurance prices range from $785 to $5,028 for full coverage

The chart above shows Nissan Altima 2.5 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $785. Drivers who use higher $1,000 deductibles will pay about $1,172. The average price for a driver around age 40 using $500 deductibles is $1,360. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,732. Drivers with multiple violations and accidents could be charged around $2,936. The rate for full coverage for a teenage driver can be as high as $5,028.

Nissan Altima 2.5 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,230 -$130 -9.6%
Alaska $1,044 -$316 -23.2%
Arizona $1,130 -$230 -16.9%
Arkansas $1,360 -$0 0.0%
California $1,550 $190 14.0%
Colorado $1,302 -$58 -4.3%
Connecticut $1,398 $38 2.8%
Delaware $1,540 $180 13.2%
Florida $1,702 $342 25.1%
Georgia $1,256 -$104 -7.6%
Hawaii $978 -$382 -28.1%
Idaho $920 -$440 -32.4%
Illinois $1,012 -$348 -25.6%
Indiana $1,026 -$334 -24.6%
Iowa $918 -$442 -32.5%
Kansas $1,294 -$66 -4.9%
Kentucky $1,856 $496 36.5%
Louisiana $2,014 $654 48.1%
Maine $840 -$520 -38.2%
Maryland $1,122 -$238 -17.5%
Massachusetts $1,088 -$272 -20.0%
Michigan $2,364 $1,004 73.8%
Minnesota $1,138 -$222 -16.3%
Mississippi $1,630 $270 19.9%
Missouri $1,208 -$152 -11.2%
Montana $1,462 $102 7.5%
Nebraska $1,074 -$286 -21.0%
Nevada $1,632 $272 20.0%
New Hampshire $982 -$378 -27.8%
New Jersey $1,522 $162 11.9%
New Mexico $1,204 -$156 -11.5%
New York $1,432 $72 5.3%
North Carolina $784 -$576 -42.4%
North Dakota $1,114 -$246 -18.1%
Ohio $938 -$422 -31.0%
Oklahoma $1,398 $38 2.8%
Oregon $1,246 -$114 -8.4%
Pennsylvania $1,296 -$64 -4.7%
Rhode Island $1,814 $454 33.4%
South Carolina $1,232 -$128 -9.4%
South Dakota $1,148 -$212 -15.6%
Tennessee $1,192 -$168 -12.4%
Texas $1,640 $280 20.6%
Utah $1,010 -$350 -25.7%
Vermont $930 -$430 -31.6%
Virginia $816 -$544 -40.0%
Washington $1,050 -$310 -22.8%
West Virginia $1,248 -$112 -8.2%
Wisconsin $942 -$418 -30.7%
Wyoming $1,212 -$148 -10.9%

View Chart as Image

Nissan Altima 2.5 4-Dr Sedan insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Nissan Altima 2.5 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,028
20 $3,138
30 $1,420
40 $1,360
50 $1,240
60 $1,216

Full coverage, $500 deductibles

Rates by Deductible

Nissan Altima 2.5 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,732
$250 $1,560
$500 $1,360
$1,000 $1,172

Full coverage, driver age 40

Rates by Liability Limit

Nissan Altima 2.5 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,360
50/100 $1,433
100/300 $1,524
250/500 $1,760
100 CSL $1,469
300 CSL $1,669
500 CSL $1,815

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Altima 2.5 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,176
20 $4,984
30 $3,004
40 $2,936
50 $2,802
60 $2,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $101
5-yr Claim Free $87
Paid in Full/EFT $63
Advance Quote $67
Online Quote $96
Total Discounts $575
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles