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Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates

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U.S. average auto insurance rates for a Nissan Altima 2.5 S 2-Dr Coupe are $1,550 annually including full coverage. Comprehensive insurance costs on average $326, collision costs $634, and liability insurance costs around $410. Liability-only insurance costs as low as $486 a year, with high-risk driver insurance costing $3,360 or more. Teen drivers pay the highest rates at $5,760 a year or more.

Annual premium for full coverage: $1,550

Price estimates by type of insurance:

Comprehensive $326
Collision $634
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

For an average driver, Nissan Altima 2.5 S 2-Dr Coupe insurance prices go from as cheap as $486 for just the minimum liability insurance to a much higher rate of $3,360 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,550
High Risk $3,360

These price ranges highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Nissan Altima 2.5 S 2-Dr Coupe are also quite variable based on the actual cash value of your Altima, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,500 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $650 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan Altima 2.5 S 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes may be quite different between companies.

View Chart as Image

Nissan Altima 2.5 S 2-Dr Coupe insurance cost comparison chart
Column chart showing Nissan Altima 2.5 S 2-Dr Coupe insurance prices range from $888 to $5,760 for full coverage

The chart above shows average Nissan Altima 2.5 S 2-Dr Coupe insurance prices for different situations. The lowest price with discounts is $888. Drivers who choose higher $1,000 deductibles will pay about $1,334. The average price for a 40-year-old male driver using $500 deductibles is $1,550. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,978. High risk drivers could be charged at least $3,360. The price for full coverage for a teen driver can be as high as $5,760.

Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,404 -$146 -9.4%
Alaska $1,188 -$362 -23.4%
Arizona $1,286 -$264 -17.0%
Arkansas $1,550 -$0 0.0%
California $1,768 $218 14.1%
Colorado $1,480 -$70 -4.5%
Connecticut $1,594 $44 2.8%
Delaware $1,756 $206 13.3%
Florida $1,942 $392 25.3%
Georgia $1,434 -$116 -7.5%
Hawaii $1,112 -$438 -28.3%
Idaho $1,052 -$498 -32.1%
Illinois $1,156 -$394 -25.4%
Indiana $1,170 -$380 -24.5%
Iowa $1,046 -$504 -32.5%
Kansas $1,472 -$78 -5.0%
Kentucky $2,116 $566 36.5%
Louisiana $2,298 $748 48.3%
Maine $960 -$590 -38.1%
Maryland $1,280 -$270 -17.4%
Massachusetts $1,238 -$312 -20.1%
Michigan $2,694 $1,144 73.8%
Minnesota $1,300 -$250 -16.1%
Mississippi $1,860 $310 20.0%
Missouri $1,376 -$174 -11.2%
Montana $1,666 $116 7.5%
Nebraska $1,224 -$326 -21.0%
Nevada $1,862 $312 20.1%
New Hampshire $1,120 -$430 -27.7%
New Jersey $1,736 $186 12.0%
New Mexico $1,374 -$176 -11.4%
New York $1,634 $84 5.4%
North Carolina $894 -$656 -42.3%
North Dakota $1,272 -$278 -17.9%
Ohio $1,072 -$478 -30.8%
Oklahoma $1,594 $44 2.8%
Oregon $1,422 -$128 -8.3%
Pennsylvania $1,480 -$70 -4.5%
Rhode Island $2,070 $520 33.5%
South Carolina $1,406 -$144 -9.3%
South Dakota $1,310 -$240 -15.5%
Tennessee $1,358 -$192 -12.4%
Texas $1,868 $318 20.5%
Utah $1,148 -$402 -25.9%
Vermont $1,062 -$488 -31.5%
Virginia $928 -$622 -40.1%
Washington $1,198 -$352 -22.7%
West Virginia $1,422 -$128 -8.3%
Wisconsin $1,074 -$476 -30.7%
Wyoming $1,382 -$168 -10.8%

View Chart as Image

Nissan Altima 2.5 S 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $5,760
20 $3,600
30 $1,620
40 $1,550
50 $1,416
60 $1,390

Full coverage, $500 deductibles

Rates by Deductible

Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,978
$250 $1,780
$500 $1,550
$1,000 $1,334

Full coverage, driver age 40

Rates by Liability Limit

Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,550
50/100 $1,632
100/300 $1,735
250/500 $2,001
100 CSL $1,673
300 CSL $1,899
500 CSL $2,063

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Altima 2.5 S 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $8,226
20 $5,718
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $117
5-yr Claim Free $100
Paid in Full/EFT $73
Advance Quote $78
Online Quote $110
Total Discounts $662
Rate after discounts $888

Discounts are estimated and may not be available from every company or in every state.

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