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Nissan Altima Hybrid 4-Dr Sedan Insurance Rates

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Average insurance prices for a Nissan Altima Hybrid 4-Dr Sedan are $1,420 every 12 months for full coverage. Comprehensive costs on average $326 a year, collision insurance costs $572, and liability coverage costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $3,060. Teen drivers receive the highest rates at up to $5,194 a year.

Annual premium for full coverage: $1,420

Rate estimates by individual coverage type:

Comprehensive $326
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

Using a 40-year-old driver as an example, prices range from the cheapest price of $430 for the bare minimum liability coverage to a high of $3,060 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,420
High Risk $3,060

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

These differences show why it is important for drivers to compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Nissan Altima Hybrid 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Altima.

Choosing high deductibles could save up to $600 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than average. View High Risk Driver Rates

Where you live makes a big difference in Nissan Altima Hybrid 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Nissan Altima Hybrid 4-Dr Sedan insurance cost comparison chart
Column chart showing Nissan Altima Hybrid 4-Dr Sedan insurance prices range from $818 to $5,194 for full coverage

Chart shows Nissan Altima Hybrid 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest rate with discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,216. The average rate for a 40-year-old male driver using $500 deductibles is $1,420. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,816. High risk drivers could be charged as much as $3,060. The cost for full coverage insurance for a teen driver is $5,194.

Nissan Altima Hybrid 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,358 -$62 -4.4%
Connecticut $1,462 $42 3.0%
Delaware $1,608 $188 13.2%
Florida $1,776 $356 25.1%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $962 -$458 -32.3%
Illinois $1,058 -$362 -25.5%
Indiana $1,068 -$352 -24.8%
Iowa $958 -$462 -32.5%
Kansas $1,350 -$70 -4.9%
Kentucky $1,938 $518 36.5%
Louisiana $2,102 $682 48.0%
Maine $876 -$544 -38.3%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,134 -$286 -20.1%
Michigan $2,468 $1,048 73.8%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,702 $282 19.9%
Missouri $1,260 -$160 -11.3%
Montana $1,524 $104 7.3%
Nebraska $1,120 -$300 -21.1%
Nevada $1,704 $284 20.0%
New Hampshire $1,024 -$396 -27.9%
New Jersey $1,586 $166 11.7%
New Mexico $1,258 -$162 -11.4%
New York $1,496 $76 5.4%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $980 -$440 -31.0%
Oklahoma $1,460 $40 2.8%
Oregon $1,302 -$118 -8.3%
Pennsylvania $1,356 -$64 -4.5%
Rhode Island $1,894 $474 33.4%
South Carolina $1,288 -$132 -9.3%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,244 -$176 -12.4%
Texas $1,712 $292 20.6%
Utah $1,052 -$368 -25.9%
Vermont $972 -$448 -31.5%
Virginia $850 -$570 -40.1%
Washington $1,098 -$322 -22.7%
West Virginia $1,302 -$118 -8.3%
Wisconsin $984 -$436 -30.7%
Wyoming $1,264 -$156 -11.0%

View Chart as Image

Nissan Altima Hybrid 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Nissan Altima Hybrid 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,194
20 $3,264
30 $1,486
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Nissan Altima Hybrid 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,632
$500 $1,420
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Nissan Altima Hybrid 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,493
100/300 $1,584
250/500 $1,820
100 CSL $1,529
300 CSL $1,729
500 CSL $1,875

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Altima Hybrid 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,184
30 $3,134
40 $3,060
50 $2,918
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $101
Total Discounts $602
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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