Nissan Altima Hybrid 4-Dr Sedan Insurance Rates

Average insurance prices for a Nissan Altima Hybrid 4-Dr Sedan are $1,420 every 12 months for full coverage. Comprehensive costs on average $326 a year, collision insurance costs $572, and liability coverage costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $3,060. Teen drivers receive the highest rates at up to $5,194 a year.

Annual premium for full coverage: $1,420

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

These differences show why it is important for drivers to compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Nissan Altima Hybrid 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Altima.

Choosing high deductibles could save up to $600 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than average. View High Risk Driver Rates

Where you live makes a big difference in Nissan Altima Hybrid 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Chart shows Nissan Altima Hybrid 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest rate with discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,216. The average rate for a 40-year-old male driver using $500 deductibles is $1,420. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,816. High risk drivers could be charged as much as $3,060. The cost for full coverage insurance for a teen driver is $5,194.

View Chart as Image