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Nissan Sentra 2.0 S Insurance Rates

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Estimated insurance rates for a Nissan Sentra 2.0 S are $1,384 a year including full coverage. Comprehensive costs around $258, collision insurance costs $604, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $3,024. Teen drivers pay the most at up to $5,212 a year.

Annual premium for full coverage: $1,384

Premium estimates for type of insurance:

Comprehensive $258
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

For the average 40-year-old driver, insurance rates for a Nissan Sentra 2.0 S range from as low as $430 for the bare minimum liability coverage to a much higher rate of $3,024 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,384
High Risk $3,024

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,038
Small Cities $1,453
Large Cities $1,868

These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Nissan Sentra 2.0 S also have a wide range based on your driving characteristics, the replacement cost of your Sentra, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Sentra 2.0 S insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $580 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can cost from 44% to 137% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to figure out your exact price is to compare rates from multiple companies. Every company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

Nissan Sentra 2.0 S insurance cost comparison chart
Column chart showing Nissan Sentra 2.0 S insurance prices range from $781 to $5,212 for full coverage

The chart above shows average Nissan Sentra 2.0 S insurance rates for various risk profiles and scenarios. The cheapest discount rate is $781. Drivers who choose higher $1,000 deductibles will pay around $1,188. The average rate for a driver age 40 with no violations using $500 deductibles is $1,384. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,766. High risk drivers could be charged up to $3,024. The price for full coverage insurance for a 16-year-old driver is $5,212.

Nissan Sentra 2.0 S Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$134 -9.7%
Alaska $1,060 -$324 -23.4%
Arizona $1,148 -$236 -17.1%
Arkansas $1,384 -$0 0.0%
California $1,574 $190 13.7%
Colorado $1,322 -$62 -4.5%
Connecticut $1,422 $38 2.7%
Delaware $1,564 $180 13.0%
Florida $1,730 $346 25.0%
Georgia $1,278 -$106 -7.7%
Hawaii $994 -$390 -28.2%
Idaho $934 -$450 -32.5%
Illinois $1,030 -$354 -25.6%
Indiana $1,040 -$344 -24.9%
Iowa $934 -$450 -32.5%
Kansas $1,314 -$70 -5.1%
Kentucky $1,884 $500 36.1%
Louisiana $2,046 $662 47.8%
Maine $852 -$532 -38.4%
Maryland $1,140 -$244 -17.6%
Massachusetts $1,106 -$278 -20.1%
Michigan $2,402 $1,018 73.6%
Minnesota $1,156 -$228 -16.5%
Mississippi $1,656 $272 19.7%
Missouri $1,226 -$158 -11.4%
Montana $1,484 $100 7.2%
Nebraska $1,090 -$294 -21.2%
Nevada $1,658 $274 19.8%
New Hampshire $996 -$388 -28.0%
New Jersey $1,546 $162 11.7%
New Mexico $1,224 -$160 -11.6%
New York $1,456 $72 5.2%
North Carolina $798 -$586 -42.3%
North Dakota $1,132 -$252 -18.2%
Ohio $954 -$430 -31.1%
Oklahoma $1,420 $36 2.6%
Oregon $1,266 -$118 -8.5%
Pennsylvania $1,320 -$64 -4.6%
Rhode Island $1,842 $458 33.1%
South Carolina $1,252 -$132 -9.5%
South Dakota $1,164 -$220 -15.9%
Tennessee $1,210 -$174 -12.6%
Texas $1,666 $282 20.4%
Utah $1,024 -$360 -26.0%
Vermont $946 -$438 -31.6%
Virginia $828 -$556 -40.2%
Washington $1,068 -$316 -22.8%
West Virginia $1,268 -$116 -8.4%
Wisconsin $958 -$426 -30.8%
Wyoming $1,232 -$152 -11.0%

View Chart as Image

Nissan Sentra 2.0 S insurance rates by U.S. city

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Rates by Driver Age

Nissan Sentra 2.0 S Insurance Rates by Driver Age
Driver Age Premium
16 $5,212
20 $3,256
30 $1,444
40 $1,384
50 $1,264
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

Nissan Sentra 2.0 S Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,586
$500 $1,384
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra 2.0 S Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,384
50/100 $1,457
100/300 $1,548
250/500 $1,784
100 CSL $1,493
300 CSL $1,693
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Sentra 2.0 S Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $5,182
30 $3,094
40 $3,024
50 $2,890
60 $2,866

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $20
5-yr Accident Free $108
5-yr Claim Free $90
Paid in Full/EFT $67
Advance Quote $72
Online Quote $98
Total Discounts $603
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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