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Nissan Sentra 2.0 SL Insurance Rates

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U.S. average insurance rates for a Nissan Sentra 2.0 SL are $1,440 a year for full coverage. Comprehensive costs around $284, collision insurance costs $634, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs around $3,146. Teen drivers pay the highest rates at up to $5,378 a year.

Annual premium for full coverage: $1,440

Price estimates for type of insurance:

Comprehensive $284
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

For an average driver, Nissan Sentra 2.0 SL insurance prices range from as low as $430 for just liability insurance to a much higher rate of $3,146 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,440
High Risk $3,146

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,080
Small Cities $1,512
Large Cities $1,944

These price ranges show why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Nissan Sentra 2.0 SL are also quite variable based on your driving record, the model year of your Sentra, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged as much as $5,300 a year. View Rates by Age

The state you live in has a huge impact on Nissan Sentra 2.0 SL insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $620 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,700 to $2,400 extra each year, depending on your age. High-risk driver insurance can be from 45% to 131% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to know your exact price is to compare rates from multiple companies. Each insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

View Chart as Image

Nissan Sentra 2.0 SL insurance cost comparison chart
Column chart showing Nissan Sentra 2.0 SL insurance prices range from $812 to $5,378 for full coverage

Chart shows Nissan Sentra 2.0 SL insurance rates for various risk profiles and scenarios. The cheapest discount rate is $812. Drivers who choose higher $1,000 deductibles will pay around $1,234. The average rate for a driver age 40 with no violations using $500 deductibles is $1,440. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,852. High risk drivers could be charged at least $3,146. The price for full coverage insurance for a 16-year-old driver can be as high as $5,378.

Nissan Sentra 2.0 SL Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$136 -9.4%
Alaska $1,104 -$336 -23.3%
Arizona $1,196 -$244 -16.9%
Arkansas $1,440 -$0 0.0%
California $1,642 $202 14.0%
Colorado $1,378 -$62 -4.3%
Connecticut $1,482 $42 2.9%
Delaware $1,632 $192 13.3%
Florida $1,804 $364 25.3%
Georgia $1,332 -$108 -7.5%
Hawaii $1,036 -$404 -28.1%
Idaho $974 -$466 -32.4%
Illinois $1,074 -$366 -25.4%
Indiana $1,084 -$356 -24.7%
Iowa $972 -$468 -32.5%
Kansas $1,370 -$70 -4.9%
Kentucky $1,966 $526 36.5%
Louisiana $2,134 $694 48.2%
Maine $890 -$550 -38.2%
Maryland $1,190 -$250 -17.4%
Massachusetts $1,154 -$286 -19.9%
Michigan $2,504 $1,064 73.9%
Minnesota $1,206 -$234 -16.3%
Mississippi $1,728 $288 20.0%
Missouri $1,278 -$162 -11.3%
Montana $1,548 $108 7.5%
Nebraska $1,136 -$304 -21.1%
Nevada $1,730 $290 20.1%
New Hampshire $1,040 -$400 -27.8%
New Jersey $1,612 $172 11.9%
New Mexico $1,276 -$164 -11.4%
New York $1,518 $78 5.4%
North Carolina $832 -$608 -42.2%
North Dakota $1,182 -$258 -17.9%
Ohio $994 -$446 -31.0%
Oklahoma $1,482 $42 2.9%
Oregon $1,322 -$118 -8.2%
Pennsylvania $1,376 -$64 -4.4%
Rhode Island $1,922 $482 33.5%
South Carolina $1,306 -$134 -9.3%
South Dakota $1,216 -$224 -15.6%
Tennessee $1,264 -$176 -12.2%
Texas $1,738 $298 20.7%
Utah $1,068 -$372 -25.8%
Vermont $986 -$454 -31.5%
Virginia $862 -$578 -40.1%
Washington $1,114 -$326 -22.6%
West Virginia $1,322 -$118 -8.2%
Wisconsin $1,000 -$440 -30.6%
Wyoming $1,286 -$154 -10.7%

View Chart as Image

Nissan Sentra 2.0 SL insurance rates by U.S. city

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Rates by Driver Age

Nissan Sentra 2.0 SL Insurance Rates by Driver Age
Driver Age Premium
16 $5,378
20 $3,382
30 $1,510
40 $1,440
50 $1,316
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Nissan Sentra 2.0 SL Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,852
$250 $1,660
$500 $1,440
$1,000 $1,234

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra 2.0 SL Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,440
50/100 $1,513
100/300 $1,604
250/500 $1,840
100 CSL $1,549
300 CSL $1,749
500 CSL $1,895

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Sentra 2.0 SL Insurance Rates for High Risk Drivers
Age Premium
16 $7,692
20 $5,382
30 $3,222
40 $3,146
50 $3,006
60 $2,982

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $113
5-yr Claim Free $94
Paid in Full/EFT $70
Advance Quote $75
Online Quote $103
Total Discounts $628
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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