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Nissan Sentra SE-R SPEC V Insurance Rates

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U.S. average insurance prices for a Nissan Sentra SE-R SPEC V are $1,486 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $298 a year, collision costs $666, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $3,246 or more. Teen drivers pay the highest rates at $5,522 a year or more.

Annual premium for full coverage: $1,486

Price estimates by individual coverage type:

Comprehensive $298
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

For an average driver, Nissan Sentra SE-R SPEC V insurance prices go from the cheapest price of $430 for the bare minimum liability coverage to a high of $3,246 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,486
High Risk $3,246

These price ranges illustrate why it is important for drivers to compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Nissan Sentra SE-R SPEC V are also quite variable based on deductibles and policy limits, your risk profile, and the replacement cost of your Sentra.

Choosing high deductibles could save up to $650 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,800 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Nissan Sentra SE-R SPEC V insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

Nissan Sentra SE-R SPEC V insurance cost comparison chart
Column chart showing Nissan Sentra SE-R SPEC V insurance prices range from $836 to $5,522 for full coverage

The chart estimates Nissan Sentra SE-R SPEC V insurance rates for different coverage choices and risks. The lowest rate with discounts is $836. Drivers who choose higher $1,000 deductibles will pay $1,270. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,486. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,918. High risk drivers could be charged at least $3,246. The cost for full coverage for a teenager is $5,522.

Nissan Sentra SE-R SPEC V Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,344 -$142 -9.6%
Alaska $1,140 -$346 -23.3%
Arizona $1,236 -$250 -16.8%
Arkansas $1,486 -$0 0.0%
California $1,694 $208 14.0%
Colorado $1,422 -$64 -4.3%
Connecticut $1,528 $42 2.8%
Delaware $1,684 $198 13.3%
Florida $1,860 $374 25.2%
Georgia $1,374 -$112 -7.5%
Hawaii $1,068 -$418 -28.1%
Idaho $1,006 -$480 -32.3%
Illinois $1,106 -$380 -25.6%
Indiana $1,120 -$366 -24.6%
Iowa $1,004 -$482 -32.4%
Kansas $1,414 -$72 -4.8%
Kentucky $2,030 $544 36.6%
Louisiana $2,200 $714 48.0%
Maine $918 -$568 -38.2%
Maryland $1,226 -$260 -17.5%
Massachusetts $1,188 -$298 -20.1%
Michigan $2,584 $1,098 73.9%
Minnesota $1,244 -$242 -16.3%
Mississippi $1,782 $296 19.9%
Missouri $1,320 -$166 -11.2%
Montana $1,598 $112 7.5%
Nebraska $1,174 -$312 -21.0%
Nevada $1,784 $298 20.1%
New Hampshire $1,072 -$414 -27.9%
New Jersey $1,662 $176 11.8%
New Mexico $1,316 -$170 -11.4%
New York $1,566 $80 5.4%
North Carolina $858 -$628 -42.3%
North Dakota $1,218 -$268 -18.0%
Ohio $1,026 -$460 -31.0%
Oklahoma $1,528 $42 2.8%
Oregon $1,362 -$124 -8.3%
Pennsylvania $1,418 -$68 -4.6%
Rhode Island $1,982 $496 33.4%
South Carolina $1,348 -$138 -9.3%
South Dakota $1,254 -$232 -15.6%
Tennessee $1,304 -$182 -12.2%
Texas $1,792 $306 20.6%
Utah $1,104 -$382 -25.7%
Vermont $1,018 -$468 -31.5%
Virginia $892 -$594 -40.0%
Washington $1,148 -$338 -22.7%
West Virginia $1,364 -$122 -8.2%
Wisconsin $1,030 -$456 -30.7%
Wyoming $1,326 -$160 -10.8%

View Chart as Image

Nissan Sentra SE-R SPEC V insurance rates by U.S. city

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Rates by Driver Age

Nissan Sentra SE-R SPEC V Insurance Rates by Driver Age
Driver Age Premium
16 $5,522
20 $3,488
30 $1,558
40 $1,486
50 $1,358
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Nissan Sentra SE-R SPEC V Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,918
$250 $1,716
$500 $1,486
$1,000 $1,270

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra SE-R SPEC V Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,486
50/100 $1,559
100/300 $1,650
250/500 $1,886
100 CSL $1,595
300 CSL $1,795
500 CSL $1,941

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Sentra SE-R SPEC V Insurance Rates for High Risk Drivers
Age Premium
16 $7,908
20 $5,552
30 $3,328
40 $3,246
50 $3,102
60 $3,074

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $214

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $117
5-yr Claim Free $97
Paid in Full/EFT $73
Advance Quote $77
Online Quote $106
Total Discounts $650
Rate after discounts $836

Discounts are estimated and may not be available from every company or in every state.

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