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  4. 1.6 SEDAN

Nissan Versa 1.6 SEDAN Insurance Rates

The average insurance rates for a Nissan Versa 1.6 SEDAN are $1,198 a year for full coverage insurance. Comprehensive costs around $230, collision costs $446, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing around $2,588. Teen drivers cost the most to insure at $4,552 a year or more.

Annual premium for full coverage: $1,198

Policy rates for type of coverage:

Comprehensive $230
Collision $446
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Versa Trim Level

Using a middle-aged driver as an example, Nissan Versa 1.6 SEDAN insurance rates go from as low as $430 for your basic liability-only policy to the much higher price of $2,588 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,198
High Risk $2,588

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates how where you live affects auto insurance rates.

Rural Areas $899
Small Cities $1,258
Large Cities $1,617

These price differences illustrate why everyone should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Nissan Versa 1.6 SEDAN also range considerably based on your risk profile, the model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa 1.6 SEDAN insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $450 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra every year, depending on your age. Nissan Versa 1.6 SEDAN insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

Nissan Versa 1.6 SEDAN insurance cost comparison chart
Column chart showing Nissan Versa 1.6 SEDAN insurance prices range from $697 to $4,552 for full coverage

The chart estimates Nissan Versa 1.6 SEDAN insurance rates for different risk profiles and scenarios. The best rate after discounts is $697. Drivers who choose higher $1,000 deductibles will pay around $1,044. The average rate for a driver age 40 with no violations using $500 deductibles is $1,198. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,494. High risk drivers could be charged around $2,588. The rate for full coverage insurance for a 16-year-old driver can be as high as $4,552.

Nissan Versa 1.6 SEDAN Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,082-$116-9.7%
Alaska$918-$280-23.4%
Arizona$994-$204-17.0%
Arkansas$1,198-$00.0%
California$1,364$16613.9%
Colorado$1,142-$56-4.7%
Connecticut$1,232$342.8%
Delaware$1,356$15813.2%
Florida$1,496$29824.9%
Georgia$1,106-$92-7.7%
Hawaii$860-$338-28.2%
Idaho$810-$388-32.4%
Illinois$890-$308-25.7%
Indiana$900-$298-24.9%
Iowa$806-$392-32.7%
Kansas$1,138-$60-5.0%
Kentucky$1,632$43436.2%
Louisiana$1,770$57247.7%
Maine$738-$460-38.4%
Maryland$988-$210-17.5%
Massachusetts$958-$240-20.0%
Michigan$2,078$88073.5%
Minnesota$1,000-$198-16.5%
Mississippi$1,434$23619.7%
Missouri$1,062-$136-11.4%
Montana$1,284$867.2%
Nebraska$942-$256-21.4%
Nevada$1,434$23619.7%
New Hampshire$862-$336-28.0%
New Jersey$1,338$14011.7%
New Mexico$1,060-$138-11.5%
New York$1,260$625.2%
North Carolina$690-$508-42.4%
North Dakota$980-$218-18.2%
Ohio$826-$372-31.1%
Oklahoma$1,230$322.7%
Oregon$1,096-$102-8.5%
Pennsylvania$1,140-$58-4.8%
Rhode Island$1,596$39833.2%
South Carolina$1,086-$112-9.3%
South Dakota$1,010-$188-15.7%
Tennessee$1,048-$150-12.5%
Texas$1,442$24420.4%
Utah$888-$310-25.9%
Vermont$818-$380-31.7%
Virginia$716-$482-40.2%
Washington$924-$274-22.9%
West Virginia$1,096-$102-8.5%
Wisconsin$828-$370-30.9%
Wyoming$1,066-$132-11.0%

View Chart as Image

Nissan Versa 1.6 SEDAN insurance rates by U.S. city

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Rates by Driver Age

Nissan Versa 1.6 SEDAN Insurance Rates by Driver Age
Driver AgePremium
16$4,552
20$2,780
30$1,242
40$1,198
50$1,094
60$1,074

Full coverage, $500 deductibles

Rates by Deductible

Nissan Versa 1.6 SEDAN Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,494
$250$1,356
$500$1,198
$1,000$1,044

Full coverage, driver age 40

Rates by Liability Limit

Nissan Versa 1.6 SEDAN Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,198
50/100$1,271
100/300$1,362
250/500$1,598
100 CSL$1,307
300 CSL$1,507
500 CSL$1,653

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Versa 1.6 SEDAN Insurance Rates for High Risk Drivers
AgePremium
16$6,472
20$4,416
30$2,640
40$2,588
50$2,474
60$2,452

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$62
Multi-vehicle$63
Homeowner$18
5-yr Accident Free$87
5-yr Claim Free$76
Paid in Full/EFT$54
Advance Quote$58
Online Quote$83
Total Discounts$501
Rate after discounts $697

Discounts are estimated and may not be available from every company or in every state.

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