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Toyota Camry LE Insurance Rates

Average auto insurance rates for a Toyota Camry LE are $1,280 annually for full coverage insurance. Comprehensive insurance costs on average $270 a year, collision insurance costs $512, and liability costs $346. Liability-only coverage costs as little as $410 a year, and high-risk coverage costs $2,768 or more. Teen drivers receive the highest rates at up to $4,756 a year.

Annual premium for full coverage: $1,280

Rate estimates by individual coverage type:

Comprehensive $270
Collision $512
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Camry Trim Level

For a driver in their 40's, prices range from as cheap as $410 for minimum levels of liability insurance to a high of $2,768 for a driver who has had serious violations or accidents.

Liability Only $410
Full Coverage $1,280
High Risk $2,768

These differences illustrate why it is important for drivers to compare rates based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

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Car insurance rates for a Toyota Camry LE can also vary considerably based on the model year of your Camry, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $530 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $312 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota Camry LE insurance prices. A 40-year-old driver could pay as low as $1,170 a year in states like North Carolina, , and , or as much as $1,670 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

Toyota Camry LE insurance cost comparison chart
Column chart showing Toyota Camry LE insurance prices range from $738 to $4,756 for full coverage

The chart estimates Toyota Camry LE insurance prices for various situations. The cheapest discount price is $738. Drivers who choose higher $1,000 deductibles will pay about $1,104. The average price for a 40-year-old male driver using $500 deductibles is $1,280. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,626. High risk drivers could be charged as much as $2,768. The cost for full coverage for a teen driver is $4,756.

Toyota Camry LE Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,230-$50-3.9%
Alaska$1,050-$230-18.0%
Arizona$1,284$40.3%
Arkansas$1,296$161.3%
California$1,436$15612.2%
Colorado$1,328$483.8%
Connecticut$1,674$39430.8%
Delaware$1,556$27621.6%
Florida$1,728$44835.0%
Georgia$1,268-$12-0.9%
Hawaii$1,382$1028.0%
Idaho$890-$390-30.5%
Illinois$952-$328-25.6%
Indiana$912-$368-28.8%
Iowa$964-$316-24.7%
Kansas$1,176-$104-8.1%
Kentucky$1,656$37629.4%
Louisiana$2,074$79462.0%
Maine$878-$402-31.4%
Maryland$1,316$362.8%
Massachusetts$1,126-$154-12.0%
Michigan$2,352$1,07283.8%
Minnesota$1,124-$156-12.2%
Mississippi$1,252-$28-2.2%
Missouri$1,092-$188-14.7%
Montana$1,160-$120-9.4%
Nebraska$1,052-$228-17.8%
Nevada$1,652$37229.1%
New Hampshire$1,044-$236-18.4%
New Jersey$1,274-$6-0.5%
New Mexico$1,186-$94-7.3%
New York$1,666$38630.2%
North Carolina$908-$372-29.1%
North Dakota$1,246-$34-2.7%
Ohio$902-$378-29.5%
Oklahoma$1,554$27421.4%
Oregon$1,200-$80-6.3%
Pennsylvania$1,440$16012.5%
Rhode Island$1,552$27221.3%
South Carolina$1,192-$88-6.9%
South Dakota$1,002-$278-21.7%
Tennessee$1,150-$130-10.2%
Texas$1,230-$50-3.9%
Utah$1,134-$146-11.4%
Vermont$910-$370-28.9%
Virginia$918-$362-28.3%
Washington$1,126-$154-12.0%
West Virginia$1,304$241.9%
Wisconsin$1,304$241.9%
Wyoming$1,416$13610.6%

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Toyota Camry LE insurance rates by U.S. city

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Rates by Driver Age

Toyota Camry LE Insurance Rates by Driver Age
Driver AgePremium
16$4,756
20$2,962
30$1,338
40$1,280
50$1,168
60$1,148

Full coverage, $500 deductibles

Rates by Deductible

Toyota Camry LE Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,626
$250$1,466
$500$1,280
$1,000$1,104

Full coverage, driver age 40

Rates by Liability Limit

Toyota Camry LE Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,280
50/100$1,349
100/300$1,436
250/500$1,661
100 CSL$1,384
300 CSL$1,574
500 CSL$1,713

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Camry LE Insurance Rates for High Risk Drivers
AgePremium
16$6,784
20$4,704
30$2,832
40$2,768
50$2,642
60$2,614

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$68
Multi-vehicle$66
Homeowner$18
5-yr Accident Free$95
5-yr Claim Free$82
Paid in Full/EFT$59
Advance Quote$64
Online Quote$90
Total Discounts$542
Rate after discounts $738

Discounts are estimated and may not be available from every company or in every state.

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