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Toyota Corolla XLE Insurance Rates

Average auto insurance rates for a Toyota Corolla XLE are $1,406 annually with full coverage. Comprehensive insurance costs an estimated $312 a year, collision insurance costs $572, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,036 or more. Teen drivers receive the highest rates at up to $5,174 a year.

Annual premium for full coverage: $1,406

Rate estimates broken down by individual coverage type:

Comprehensive $312
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Corolla Trim Level

For the average driver, prices range from as cheap as $430 for just liability insurance to a high of $3,036 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,406
High Risk $3,036

These differences demonstrate why it is important for drivers to compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

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Auto insurance rates for a Toyota Corolla XLE can also vary considerably based on the model year of your Corolla, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay at least $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $590 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota Corolla XLE insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates can be significantly different between companies.

View Chart as Image

Toyota Corolla XLE insurance cost comparison chart
Column chart showing Toyota Corolla XLE insurance prices range from $807 to $5,174 for full coverage

The chart above shows Toyota Corolla XLE insurance prices for various situations. The lowest price with discounts is $807. Drivers who choose higher $1,000 deductibles will pay about $1,206. The average price for a driver around age 40 using $500 deductibles is $1,406. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,796. High risk drivers could be charged as much as $3,036. The cost for full coverage for a teenage driver can be as high as $5,174.

Toyota Corolla XLE Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,270-$136-9.7%
Alaska$1,078-$328-23.3%
Arizona$1,168-$238-16.9%
Arkansas$1,406-$00.0%
California$1,602$19613.9%
Colorado$1,344-$62-4.4%
Connecticut$1,448$423.0%
Delaware$1,592$18613.2%
Florida$1,758$35225.0%
Georgia$1,298-$108-7.7%
Hawaii$1,010-$396-28.2%
Idaho$952-$454-32.3%
Illinois$1,048-$358-25.5%
Indiana$1,058-$348-24.8%
Iowa$950-$456-32.4%
Kansas$1,336-$70-5.0%
Kentucky$1,918$51236.4%
Louisiana$2,080$67447.9%
Maine$866-$540-38.4%
Maryland$1,160-$246-17.5%
Massachusetts$1,124-$282-20.1%
Michigan$2,444$1,03873.8%
Minnesota$1,176-$230-16.4%
Mississippi$1,684$27819.8%
Missouri$1,248-$158-11.2%
Montana$1,510$1047.4%
Nebraska$1,108-$298-21.2%
Nevada$1,686$28019.9%
New Hampshire$1,014-$392-27.9%
New Jersey$1,572$16611.8%
New Mexico$1,244-$162-11.5%
New York$1,482$765.4%
North Carolina$810-$596-42.4%
North Dakota$1,152-$254-18.1%
Ohio$970-$436-31.0%
Oklahoma$1,444$382.7%
Oregon$1,288-$118-8.4%
Pennsylvania$1,342-$64-4.6%
Rhode Island$1,874$46833.3%
South Carolina$1,276-$130-9.2%
South Dakota$1,186-$220-15.6%
Tennessee$1,232-$174-12.4%
Texas$1,694$28820.5%
Utah$1,042-$364-25.9%
Vermont$962-$444-31.6%
Virginia$842-$564-40.1%
Washington$1,088-$318-22.6%
West Virginia$1,288-$118-8.4%
Wisconsin$974-$432-30.7%
Wyoming$1,252-$154-11.0%

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Toyota Corolla XLE insurance rates by U.S. city

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Rates by Driver Age

Toyota Corolla XLE Insurance Rates by Driver Age
Driver AgePremium
16$5,174
20$3,244
30$1,472
40$1,406
50$1,282
60$1,258

Full coverage, $500 deductibles

Rates by Deductible

Toyota Corolla XLE Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,796
$250$1,614
$500$1,406
$1,000$1,206

Full coverage, driver age 40

Rates by Liability Limit

Toyota Corolla XLE Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,406
50/100$1,479
100/300$1,570
250/500$1,806
100 CSL$1,515
300 CSL$1,715
500 CSL$1,861

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Corolla XLE Insurance Rates for High Risk Drivers
AgePremium
16$7,388
20$5,154
30$3,108
40$3,036
50$2,898
60$2,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$75
Multi-vehicle$72
Homeowner$20
5-yr Accident Free$106
5-yr Claim Free$90
Paid in Full/EFT$66
Advance Quote$70
Online Quote$100
Total Discounts$599
Rate after discounts $807

Discounts are estimated and may not be available from every company or in every state.

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