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Volkswagen Passat Komfort Station Wagon Insurance Rates

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The average insurance rates for a Volkswagen Passat Komfort Station Wagon are $1,390 a year with full coverage. Comprehensive costs on average $340, collision insurance costs $604, and liability costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs around $2,992. Teen drivers cost the most to insure at up to $4,968 a year.

Annual premium for full coverage: $1,390

Policy rates by type of insurance:

Comprehensive $340
Collision $604
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Passat Trim Level

Using a middle-aged driver as an example, Volkswagen Passat Komfort Station Wagon insurance rates range from as low as $370 for just liability coverage to a much higher rate of $2,992 for a high-risk driver policy.

Liability Only $370
Full Coverage $1,390
High Risk $2,992

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,043
Small Cities $1,460
Large Cities $1,877

These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Volkswagen Passat Komfort Station Wagon Insurance

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Auto insurance rates for a Volkswagen Passat Komfort Station Wagon also range considerably based on your risk profile, the actual cash value of your Passat, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Passat Komfort Station Wagon insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $630 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 44% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

Volkswagen Passat Komfort Station Wagon insurance cost comparison chart
Column chart showing Volkswagen Passat Komfort Station Wagon insurance prices range from $790 to $4,968 for full coverage

The chart above shows Volkswagen Passat Komfort Station Wagon insurance rates for various risk profiles and scenarios. The best rate after discounts is $790. Drivers who choose higher $1,000 deductibles will pay around $1,174. The average rate for a 40-year-old male driver using $500 deductibles is $1,390. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,804. High risk drivers could be charged around $2,992. The price for full coverage insurance for a teen driver can be as high as $4,968.

Volkswagen Passat Komfort Station Wagon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$134 -9.6%
Alaska $1,064 -$326 -23.5%
Arizona $1,150 -$240 -17.3%
Arkansas $1,390 -$0 0.0%
California $1,582 $192 13.8%
Colorado $1,326 -$64 -4.6%
Connecticut $1,426 $36 2.6%
Delaware $1,570 $180 12.9%
Florida $1,734 $344 24.7%
Georgia $1,284 -$106 -7.6%
Hawaii $998 -$392 -28.2%
Idaho $940 -$450 -32.4%
Illinois $1,034 -$356 -25.6%
Indiana $1,044 -$346 -24.9%
Iowa $936 -$454 -32.7%
Kansas $1,318 -$72 -5.2%
Kentucky $1,892 $502 36.1%
Louisiana $2,056 $666 47.9%
Maine $856 -$534 -38.4%
Maryland $1,144 -$246 -17.7%
Massachusetts $1,106 -$284 -20.4%
Michigan $2,410 $1,020 73.4%
Minnesota $1,162 -$228 -16.4%
Mississippi $1,662 $272 19.6%
Missouri $1,232 -$158 -11.4%
Montana $1,490 $100 7.2%
Nebraska $1,094 -$296 -21.3%
Nevada $1,664 $274 19.7%
New Hampshire $1,000 -$390 -28.1%
New Jersey $1,552 $162 11.7%
New Mexico $1,228 -$162 -11.7%
New York $1,462 $72 5.2%
North Carolina $800 -$590 -42.4%
North Dakota $1,136 -$254 -18.3%
Ohio $956 -$434 -31.2%
Oklahoma $1,424 $34 2.4%
Oregon $1,272 -$118 -8.5%
Pennsylvania $1,322 -$68 -4.9%
Rhode Island $1,850 $460 33.1%
South Carolina $1,258 -$132 -9.5%
South Dakota $1,170 -$220 -15.8%
Tennessee $1,214 -$176 -12.7%
Texas $1,672 $282 20.3%
Utah $1,026 -$364 -26.2%
Vermont $948 -$442 -31.8%
Virginia $832 -$558 -40.1%
Washington $1,070 -$320 -23.0%
West Virginia $1,274 -$116 -8.3%
Wisconsin $960 -$430 -30.9%
Wyoming $1,238 -$152 -10.9%

View Chart as Image

Volkswagen Passat Komfort Station Wagon insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Passat Komfort Station Wagon Insurance Rates by Driver Age
Driver Age Premium
16 $4,968
20 $3,188
30 $1,462
40 $1,390
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Passat Komfort Station Wagon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,804
$250 $1,612
$500 $1,390
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Passat Komfort Station Wagon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,390
50/100 $1,452
100/300 $1,530
250/500 $1,731
100 CSL $1,483
300 CSL $1,654
500 CSL $1,778

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Passat Komfort Station Wagon Insurance Rates for High Risk Drivers
Age Premium
16 $7,124
20 $5,060
30 $3,076
40 $2,992
50 $2,850
60 $2,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $107
5-yr Claim Free $90
Paid in Full/EFT $68
Advance Quote $71
Online Quote $100
Total Discounts $600
Rate after discounts $790

Discounts are estimated and may not be available from every company or in every state.

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