Acura MDX Advance 4WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for an Acura MDX Advance 4WD are $1,522 a year for full coverage. Comprehensive insurance costs approximately $396, collision costs $604, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,252 or more. Teen drivers cost the most to insure at $5,424 a year or more.

Annual premium for full coverage: $1,522

Policy rates by type of insurance:

Comprehensive $396
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura MDX Trim Level

For a driver around age 40, Acura MDX Advance 4WD insurance rates go from as low as $430 for just liability coverage to a much higher rate of $3,252 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,522
High Risk $3,252

These price differences show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Acura MDX Advance 4WD Insurance

Searching Companies

Insurance rates for an Acura MDX Advance 4WD also range considerably based on your risk profile, the model year of your MDX, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $5,400 a year. View Rates by Age

Your home state has a huge impact on Acura MDX Advance 4WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $670 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can be from 44% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know which company is cheapest is to compare rates from multiple companies. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

Acura MDX Advance 4WD insurance cost comparison chart
Column chart showing Acura MDX Advance 4WD insurance prices range from $881 to $5,424 for full coverage

Chart shows Acura MDX Advance 4WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $881. Drivers who choose higher $1,000 deductibles will pay around $1,294. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,522. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,956. High risk drivers could be charged around $3,252. The price for full coverage for a teenager can be as high as $5,424.

Acura MDX Advance 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$146 -9.6%
Alaska $1,166 -$356 -23.4%
Arizona $1,262 -$260 -17.1%
Arkansas $1,522 -$0 0.0%
California $1,734 $212 13.9%
Colorado $1,454 -$68 -4.5%
Connecticut $1,564 $42 2.8%
Delaware $1,722 $200 13.1%
Florida $1,904 $382 25.1%
Georgia $1,406 -$116 -7.6%
Hawaii $1,094 -$428 -28.1%
Idaho $1,028 -$494 -32.5%
Illinois $1,134 -$388 -25.5%
Indiana $1,144 -$378 -24.8%
Iowa $1,028 -$494 -32.5%
Kansas $1,446 -$76 -5.0%
Kentucky $2,074 $552 36.3%
Louisiana $2,252 $730 48.0%
Maine $938 -$584 -38.4%
Maryland $1,254 -$268 -17.6%
Massachusetts $1,216 -$306 -20.1%
Michigan $2,644 $1,122 73.7%
Minnesota $1,272 -$250 -16.4%
Mississippi $1,822 $300 19.7%
Missouri $1,350 -$172 -11.3%
Montana $1,634 $112 7.4%
Nebraska $1,200 -$322 -21.2%
Nevada $1,824 $302 19.8%
New Hampshire $1,096 -$426 -28.0%
New Jersey $1,700 $178 11.7%
New Mexico $1,346 -$176 -11.6%
New York $1,602 $80 5.3%
North Carolina $878 -$644 -42.3%
North Dakota $1,246 -$276 -18.1%
Ohio $1,050 -$472 -31.0%
Oklahoma $1,562 $40 2.6%
Oregon $1,392 -$130 -8.5%
Pennsylvania $1,452 -$70 -4.6%
Rhode Island $2,028 $506 33.2%
South Carolina $1,378 -$144 -9.5%
South Dakota $1,282 -$240 -15.8%
Tennessee $1,332 -$190 -12.5%
Texas $1,834 $312 20.5%
Utah $1,128 -$394 -25.9%
Vermont $1,040 -$482 -31.7%
Virginia $912 -$610 -40.1%
Washington $1,176 -$346 -22.7%
West Virginia $1,396 -$126 -8.3%
Wisconsin $1,054 -$468 -30.7%
Wyoming $1,356 -$166 -10.9%

View Chart as Image

Acura MDX Advance 4WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Acura MDX Advance 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,424
20 $3,448
30 $1,598
40 $1,522
50 $1,384
60 $1,356

Full coverage, $500 deductibles

Rates by Deductible

Acura MDX Advance 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,956
$250 $1,758
$500 $1,522
$1,000 $1,294

Full coverage, driver age 40

Rates by Liability Limit

Acura MDX Advance 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,522
50/100 $1,595
100/300 $1,686
250/500 $1,922
100 CSL $1,631
300 CSL $1,831
500 CSL $1,977

Full coverage, driver age 40

Rates for High Risk Drivers

Acura MDX Advance 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,756
20 $5,468
30 $3,336
40 $3,252
50 $3,096
60 $3,064

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $112
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $74
Online Quote $109
Total Discounts $641
Rate after discounts $881

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption