BMW M6 2-Dr Convertible Insurance Rates

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The average auto insurance rates for a BMW M6 2-Dr Convertible are $2,402 annually for full coverage. Comprehensive costs an estimated $576 a year, collision insurance costs $1,172, and liability costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs around $5,226. Teen drivers cost the most to insure at up to $8,536 a year.

Annual premium for full coverage: $2,402

Policy rates broken down by individual coverage type:

Comprehensive $576
Collision $1172
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this BMW M6 Trim Level

For the average 40-year-old driver, BMW M6 2-Dr Convertible insurance rates range from as cheap as $538 for your basic liability-only policy to a high of $5,226 for coverage for higher-risk drivers.

Liability Only $538
Full Coverage $2,402
High Risk $5,226

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $1,802
Small Cities $2,522
Large Cities $3,243

These price differences show why it is important for drivers to compare prices for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a BMW M6 2-Dr Convertible also range considerably based on the model year, your driver profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $2,200 a year, or $183 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay at least $8,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $2,800 to $3,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $1,180 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $408 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on BMW M6 2-Dr Convertible insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.

View Chart as Image

BMW M6 2-Dr Convertible insurance cost comparison chart
Column chart showing BMW M6 2-Dr Convertible insurance prices range from $1,330 to $8,536 for full coverage

Chart shows BMW M6 2-Dr Convertible insurance prices for various situations. The best price after discounts is $1,330. Drivers who choose higher $1,000 deductibles will pay about $2,006. The average price for a driver around age 40 using $500 deductibles is $2,402. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $3,180. High risk drivers could be charged around $5,226. The cost for full coverage insurance for a teenage driver can be as high as $8,536.

BMW M6 2-Dr Convertible Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,172 -$230 -9.6%
Alaska $1,842 -$560 -23.3%
Arizona $1,994 -$408 -17.0%
Arkansas $2,402 -$0 0.0%
California $2,738 $336 14.0%
Colorado $2,294 -$108 -4.5%
Connecticut $2,466 $64 2.7%
Delaware $2,718 $316 13.2%
Florida $3,002 $600 25.0%
Georgia $2,218 -$184 -7.7%
Hawaii $1,724 -$678 -28.2%
Idaho $1,628 -$774 -32.2%
Illinois $1,790 -$612 -25.5%
Indiana $1,810 -$592 -24.6%
Iowa $1,624 -$778 -32.4%
Kansas $2,282 -$120 -5.0%
Kentucky $3,276 $874 36.4%
Louisiana $3,556 $1,154 48.0%
Maine $1,484 -$918 -38.2%
Maryland $1,982 -$420 -17.5%
Massachusetts $1,922 -$480 -20.0%
Michigan $4,172 $1,770 73.7%
Minnesota $2,010 -$392 -16.3%
Mississippi $2,876 $474 19.7%
Missouri $2,134 -$268 -11.2%
Montana $2,582 $180 7.5%
Nebraska $1,892 -$510 -21.2%
Nevada $2,880 $478 19.9%
New Hampshire $1,732 -$670 -27.9%
New Jersey $2,684 $282 11.7%
New Mexico $2,126 -$276 -11.5%
New York $2,528 $126 5.2%
North Carolina $1,384 -$1,018 -42.4%
North Dakota $1,968 -$434 -18.1%
Ohio $1,660 -$742 -30.9%
Oklahoma $2,466 $64 2.7%
Oregon $2,200 -$202 -8.4%
Pennsylvania $2,292 -$110 -4.6%
Rhode Island $3,206 $804 33.5%
South Carolina $2,176 -$226 -9.4%
South Dakota $2,028 -$374 -15.6%
Tennessee $2,102 -$300 -12.5%
Texas $2,894 $492 20.5%
Utah $1,778 -$624 -26.0%
Vermont $1,642 -$760 -31.6%
Virginia $1,440 -$962 -40.0%
Washington $1,856 -$546 -22.7%
West Virginia $2,202 -$200 -8.3%
Wisconsin $1,664 -$738 -30.7%
Wyoming $2,140 -$262 -10.9%

View Chart as Image

BMW M6 2-Dr Convertible insurance rates by U.S. city

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Rates by Driver Age

BMW M6 2-Dr Convertible Insurance Rates by Driver Age
Driver Age Premium
16 $8,536
20 $5,582
30 $2,542
40 $2,402
50 $2,186
60 $2,148

Full coverage, $500 deductibles

Rates by Deductible

BMW M6 2-Dr Convertible Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,180
$250 $2,818
$500 $2,402
$1,000 $2,006

Full coverage, driver age 40

Rates by Liability Limit

BMW M6 2-Dr Convertible Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,402
50/100 $2,493
100/300 $2,606
250/500 $2,901
100 CSL $2,538
300 CSL $2,788
500 CSL $2,970

Full coverage, driver age 40

Rates for High Risk Drivers

BMW M6 2-Dr Convertible Insurance Rates for High Risk Drivers
Age Premium
16 $12,298
20 $8,882
30 $5,384
40 $5,226
50 $4,982
60 $4,936

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $345

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $132
Multi-vehicle $124
Homeowner $31
5-yr Accident Free $197
5-yr Claim Free $159
Paid in Full/EFT $125
Advance Quote $128
Online Quote $176
Total Discounts $1,072
Rate after discounts $1,330

Discounts are estimated and may not be available from every company or in every state.

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