BMW X6 50I AWD Insurance Rates

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The average insurance prices for a BMW X6 50I AWD are $1,844 every 12 months for full coverage insurance. Comprehensive costs approximately $466, collision costs $856, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $3,986. Teen drivers cost the most to insure at $6,516 a year or more.

Annual premium for full coverage: $1,844

Policy rates by type of insurance:

Comprehensive $466
Collision $856
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this BMW X6 Trim Level

For the average driver, BMW X6 50I AWD insurance rates go from the cheapest price of $430 for basic liability insurance to a much higher rate of $3,986 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,844
High Risk $3,986

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $1,383
Small Cities $1,936
Large Cities $2,489

These price differences illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a BMW X6 50I AWD also range considerably based on liability limits and deductibles, your risk profile, and the replacement cost of your X6.

Choosing high deductibles could cut rates by as much as $890 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $6,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $2,200 to $2,900 in extra premium every year, depending on your age. High-risk driver insurance can be from 45% to 134% more than average. View High Risk Driver Rates

Your home state has a huge impact on BMW X6 50I AWD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

BMW X6 50I AWD insurance cost comparison chart
Column chart showing BMW X6 50I AWD insurance prices range from $1,033 to $6,516 for full coverage

The chart estimates BMW X6 50I AWD insurance rates for different coverage choices and risks. The cheapest discount rate is $1,033. Drivers who choose higher $1,000 deductibles will pay $1,544. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,844. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,428. High risk drivers could be charged around $3,986. The price for full coverage insurance for a teenager can be as high as $6,516.

BMW X6 50I AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,666 -$178 -9.7%
Alaska $1,412 -$432 -23.4%
Arizona $1,530 -$314 -17.0%
Arkansas $1,844 -$0 0.0%
California $2,100 $256 13.9%
Colorado $1,762 -$82 -4.4%
Connecticut $1,896 $52 2.8%
Delaware $2,086 $242 13.1%
Florida $2,306 $462 25.1%
Georgia $1,702 -$142 -7.7%
Hawaii $1,324 -$520 -28.2%
Idaho $1,248 -$596 -32.3%
Illinois $1,374 -$470 -25.5%
Indiana $1,390 -$454 -24.6%
Iowa $1,244 -$600 -32.5%
Kansas $1,754 -$90 -4.9%
Kentucky $2,516 $672 36.4%
Louisiana $2,730 $886 48.0%
Maine $1,138 -$706 -38.3%
Maryland $1,520 -$324 -17.6%
Massachusetts $1,474 -$370 -20.1%
Michigan $3,204 $1,360 73.8%
Minnesota $1,542 -$302 -16.4%
Mississippi $2,210 $366 19.8%
Missouri $1,636 -$208 -11.3%
Montana $1,980 $136 7.4%
Nebraska $1,452 -$392 -21.3%
Nevada $2,210 $366 19.8%
New Hampshire $1,330 -$514 -27.9%
New Jersey $2,060 $216 11.7%
New Mexico $1,632 -$212 -11.5%
New York $1,942 $98 5.3%
North Carolina $1,062 -$782 -42.4%
North Dakota $1,510 -$334 -18.1%
Ohio $1,272 -$572 -31.0%
Oklahoma $1,894 $50 2.7%
Oregon $1,688 -$156 -8.5%
Pennsylvania $1,758 -$86 -4.7%
Rhode Island $2,458 $614 33.3%
South Carolina $1,672 -$172 -9.3%
South Dakota $1,554 -$290 -15.7%
Tennessee $1,616 -$228 -12.4%
Texas $2,222 $378 20.5%
Utah $1,366 -$478 -25.9%
Vermont $1,262 -$582 -31.6%
Virginia $1,106 -$738 -40.0%
Washington $1,426 -$418 -22.7%
West Virginia $1,690 -$154 -8.4%
Wisconsin $1,276 -$568 -30.8%
Wyoming $1,642 -$202 -11.0%

View Chart as Image

BMW X6 50I AWD insurance rates by U.S. city

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Rates by Driver Age

BMW X6 50I AWD Insurance Rates by Driver Age
Driver Age Premium
16 $6,516
20 $4,244
30 $1,948
40 $1,844
50 $1,678
60 $1,646

Full coverage, $500 deductibles

Rates by Deductible

BMW X6 50I AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,428
$250 $2,156
$500 $1,844
$1,000 $1,544

Full coverage, driver age 40

Rates by Liability Limit

BMW X6 50I AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,844
50/100 $1,917
100/300 $2,008
250/500 $2,244
100 CSL $1,953
300 CSL $2,153
500 CSL $2,299

Full coverage, driver age 40

Rates for High Risk Drivers

BMW X6 50I AWD Insurance Rates for High Risk Drivers
Age Premium
16 $9,374
20 $6,748
30 $4,104
40 $3,986
50 $3,798
60 $3,764

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $259

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $101
Multi-vehicle $94
Homeowner $24
5-yr Accident Free $147
5-yr Claim Free $121
Paid in Full/EFT $93
Advance Quote $96
Online Quote $135
Total Discounts $811
Rate after discounts $1,033

Discounts are estimated and may not be available from every company or in every state.

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