Buick Lacrosse CX Insurance Rates

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Estimated auto insurance rates for a Buick Lacrosse CX are $1,312 annually for full coverage. Comprehensive insurance costs approximately $326 each year, collision costs $540, and liability costs around $310. A policy with only liability insurance costs as low as $370 a year, with a high-risk policy costing $2,814 or more. Teen drivers pay the most at $4,698 a year or more.

Annual premium for full coverage: $1,312

Premium estimates by individual coverage:

Comprehensive $326
Collision $540
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Buick Lacrosse Trim Level

Using a 40-year-old driver as an example, insurance rates for a Buick Lacrosse CX go from as cheap as $370 for liability-only coverage to a high rate of $2,814 for a policy for a high-risk driver.

Liability Only $370
Full Coverage $1,312
High Risk $2,814

These rate differences show why all drivers should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Buick Lacrosse CX also have a wide range based on the replacement cost of your Lacrosse, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 45% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $580 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $279 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Buick Lacrosse CX insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.

View Chart as Image

Buick Lacrosse CX insurance cost comparison chart
Column chart showing Buick Lacrosse CX insurance prices range from $753 to $4,698 for full coverage

Chart shows Buick Lacrosse CX insurance prices for different situations. The best price after discounts is $753. Drivers who choose higher $1,000 deductibles will pay about $1,116. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,312. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,694. High risk drivers could be charged up to $2,814. The policy rate for full coverage for a teenager can be as high as $4,698.

Buick Lacrosse CX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,186 -$126 -9.6%
Alaska $1,004 -$308 -23.5%
Arizona $1,086 -$226 -17.2%
Arkansas $1,312 -$0 0.0%
California $1,494 $182 13.9%
Colorado $1,252 -$60 -4.6%
Connecticut $1,346 $34 2.6%
Delaware $1,482 $170 13.0%
Florida $1,636 $324 24.7%
Georgia $1,212 -$100 -7.6%
Hawaii $942 -$370 -28.2%
Idaho $890 -$422 -32.2%
Illinois $976 -$336 -25.6%
Indiana $988 -$324 -24.7%
Iowa $882 -$430 -32.8%
Kansas $1,244 -$68 -5.2%
Kentucky $1,788 $476 36.3%
Louisiana $1,942 $630 48.0%
Maine $810 -$502 -38.3%
Maryland $1,082 -$230 -17.5%
Massachusetts $1,044 -$268 -20.4%
Michigan $2,276 $964 73.5%
Minnesota $1,098 -$214 -16.3%
Mississippi $1,570 $258 19.7%
Missouri $1,164 -$148 -11.3%
Montana $1,406 $94 7.2%
Nebraska $1,034 -$278 -21.2%
Nevada $1,572 $260 19.8%
New Hampshire $946 -$366 -27.9%
New Jersey $1,466 $154 11.7%
New Mexico $1,160 -$152 -11.6%
New York $1,380 $68 5.2%
North Carolina $754 -$558 -42.5%
North Dakota $1,074 -$238 -18.1%
Ohio $904 -$408 -31.1%
Oklahoma $1,346 $34 2.6%
Oregon $1,202 -$110 -8.4%
Pennsylvania $1,248 -$64 -4.9%
Rhode Island $1,748 $436 33.2%
South Carolina $1,188 -$124 -9.5%
South Dakota $1,106 -$206 -15.7%
Tennessee $1,146 -$166 -12.7%
Texas $1,580 $268 20.4%
Utah $970 -$342 -26.1%
Vermont $896 -$416 -31.7%
Virginia $786 -$526 -40.1%
Washington $1,010 -$302 -23.0%
West Virginia $1,204 -$108 -8.2%
Wisconsin $906 -$406 -30.9%
Wyoming $1,166 -$146 -11.1%

View Chart as Image

Buick Lacrosse CX insurance rates by U.S. city

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Rates by Driver Age

Buick Lacrosse CX Insurance Rates by Driver Age
Driver Age Premium
16 $4,698
20 $2,992
30 $1,376
40 $1,312
50 $1,194
60 $1,172

Full coverage, $500 deductibles

Rates by Deductible

Buick Lacrosse CX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,694
$250 $1,518
$500 $1,312
$1,000 $1,116

Full coverage, driver age 40

Rates by Liability Limit

Buick Lacrosse CX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,312
50/100 $1,374
100/300 $1,452
250/500 $1,653
100 CSL $1,405
300 CSL $1,576
500 CSL $1,700

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Lacrosse CX Insurance Rates for High Risk Drivers
Age Premium
16 $6,726
20 $4,748
30 $2,890
40 $2,814
50 $2,678
60 $2,652

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $179

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $66
Homeowner $18
5-yr Accident Free $99
5-yr Claim Free $84
Paid in Full/EFT $62
Advance Quote $65
Online Quote $94
Total Discounts $559
Rate after discounts $753

Discounts are estimated and may not be available from every company or in every state.

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