Buick Lacrosse CXL Insurance Rates

Estimated insurance prices for a Buick Lacrosse CXL are $1,358 every 12 months for full coverage. Comprehensive costs an estimated $340 a year, collision insurance costs $572, and liability costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs around $2,914. Teen drivers pay the most at up to $4,844 a year.

Annual premium for full coverage: $1,358

Premium estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Buick Lacrosse Trim Level

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The diagram below illustrates how where you live affects insurance prices.

These rate differences show why it is important for drivers to compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Buick Lacrosse CXL also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year.

Choosing high deductibles could cut rates by as much as $610 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $279 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,600 to $2,100 additional annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Buick Lacrosse CXL insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Chart shows Buick Lacrosse CXL insurance rates for various coverage choices and risks. The best rate after discounts is $777. Drivers who choose higher $1,000 deductibles will pay $1,150. The average rate for a driver around age 40 using $500 deductibles is $1,358. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,758. High risk drivers could be charged up to $2,914. The cost for full coverage insurance for a teenage driver can be as high as $4,844.

View Chart as Image