Cadillac DTS Premium 4-Dr Sedan Insurance Rates
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Estimated insurance rates for a Cadillac DTS Premium 4-Dr Sedan are $1,680 a year for full coverage. Comprehensive costs approximately $396, collision costs $762, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $3,640. Teenage drivers pay the most at $6,040 a year or more.
Annual premium for full coverage: $1,680
Premium estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Cadillac DTS Trim Level
For a driver around age 40, insurance rates for a Cadillac DTS Premium 4-Dr Sedan go from the low end price of $430 for your basic liability-only policy to the much higher price of $3,640 for a high-risk insurance policy.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences show why everyone should compare prices using their specific location, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Cadillac DTS Premium 4-Dr Sedan Insurance
Insurance prices for a Cadillac DTS Premium 4-Dr Sedan also have a wide range based on the replacement cost of your DTS, how you drive, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you could be paying anywhere from $2,000 to $2,700 additional annually, depending on your age. Cadillac DTS Premium 4-Dr Sedan insurance for high-risk drivers can be from 45% to 133% more than a normal policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,000 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac DTS Premium 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $780 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to know which insurance company is cheapest is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and rates will be substantially different.
Chart shows Cadillac DTS Premium 4-Dr Sedan insurance prices for different risks and coverage choices. The cheapest discount price is $944. Drivers who use higher $1,000 deductibles will pay $1,418. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,680. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,190. Drivers with multiple violations and accidents could be charged up to $3,640. The rate for full coverage insurance for a teenager can be as high as $6,040.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$133|
|5-yr Claim Free||$110|
|Paid in Full/EFT||$84|
Discounts are estimated and may not be available from every company or in every state.
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