Cadillac SRX Premium 2WD Insurance Rates

Estimated insurance rates for a Cadillac SRX Premium 2WD are $1,588 a year for full coverage insurance. Comprehensive costs approximately $368 a year, collision costs $698, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,438. Teen drivers pay the most at $5,752 a year or more.

Annual premium for full coverage: $1,588

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why it is important for drivers to compare rates using their specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Cadillac SRX Premium 2WD also have a wide range based on the model year of your SRX, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,900 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

Where you choose to live makes a big difference in Cadillac SRX Premium 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $720 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out which insurance company is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

The chart estimates Cadillac SRX Premium 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $898. Drivers who choose higher $1,000 deductibles will pay $1,346. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,588. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,060. High risk drivers could be charged up to $3,438. The cost for full coverage insurance for a teenager is $5,752.

View Chart as Image