Chevrolet Equinox LS 2WD Insurance Rates

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Estimated auto insurance rates for a Chevrolet Equinox LS 2WD are $1,328 annually for full coverage insurance. Comprehensive insurance costs around $298 a year, collision insurance costs $508, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $2,858 or more. Teen drivers pay the most at up to $4,906 a year.

Annual premium for full coverage: $1,328

Premium estimates for individual coverage type:

Comprehensive $298
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

Using a 40-year-old driver as an example, insurance rates for a Chevrolet Equinox LS 2WD range from as cheap as $430 for minimum levels of liability insurance to a high of $2,858 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,328
High Risk $2,858

These rate differences illustrate why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

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Insurance rates for a Chevrolet Equinox LS 2WD also have a wide range based on the replacement cost of your Equinox, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,600 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $540 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Chevrolet Equinox LS 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out your exact price is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, so the rates will be substantially different between companies.

View Chart as Image

Chevrolet Equinox LS 2WD insurance cost comparison chart
Column chart showing Chevrolet Equinox LS 2WD insurance prices range from $769 to $4,906 for full coverage

The chart estimates Chevrolet Equinox LS 2WD insurance prices for various situations. The best price after discounts is $769. Drivers who choose higher $1,000 deductibles will pay about $1,146. The average price for a driver age 40 with no violations using $500 deductibles is $1,328. Choosing low $100 deductibles for physical damage coverage could cost up to $1,684. High risk drivers could be charged up to $2,858. The cost for full coverage for a 16-year-old driver can be as high as $4,906.

Chevrolet Equinox LS 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$126 -9.5%
Alaska $1,020 -$308 -23.2%
Arizona $1,104 -$224 -16.9%
Arkansas $1,328 -$0 0.0%
California $1,514 $186 14.0%
Colorado $1,272 -$56 -4.2%
Connecticut $1,366 $38 2.9%
Delaware $1,504 $176 13.3%
Florida $1,664 $336 25.3%
Georgia $1,228 -$100 -7.5%
Hawaii $954 -$374 -28.2%
Idaho $898 -$430 -32.4%
Illinois $988 -$340 -25.6%
Indiana $1,002 -$326 -24.5%
Iowa $898 -$430 -32.4%
Kansas $1,264 -$64 -4.8%
Kentucky $1,814 $486 36.6%
Louisiana $1,966 $638 48.0%
Maine $820 -$508 -38.3%
Maryland $1,096 -$232 -17.5%
Massachusetts $1,062 -$266 -20.0%
Michigan $2,308 $980 73.8%
Minnesota $1,112 -$216 -16.3%
Mississippi $1,592 $264 19.9%
Missouri $1,180 -$148 -11.1%
Montana $1,428 $100 7.5%
Nebraska $1,048 -$280 -21.1%
Nevada $1,594 $266 20.0%
New Hampshire $958 -$370 -27.9%
New Jersey $1,486 $158 11.9%
New Mexico $1,176 -$152 -11.4%
New York $1,400 $72 5.4%
North Carolina $766 -$562 -42.3%
North Dakota $1,088 -$240 -18.1%
Ohio $916 -$412 -31.0%
Oklahoma $1,366 $38 2.9%
Oregon $1,218 -$110 -8.3%
Pennsylvania $1,266 -$62 -4.7%
Rhode Island $1,772 $444 33.4%
South Carolina $1,204 -$124 -9.3%
South Dakota $1,120 -$208 -15.7%
Tennessee $1,164 -$164 -12.3%
Texas $1,602 $274 20.6%
Utah $986 -$342 -25.8%
Vermont $910 -$418 -31.5%
Virginia $796 -$532 -40.1%
Washington $1,026 -$302 -22.7%
West Virginia $1,218 -$110 -8.3%
Wisconsin $920 -$408 -30.7%
Wyoming $1,184 -$144 -10.8%

View Chart as Image

Chevrolet Equinox LS 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Equinox LS 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,906
20 $3,050
30 $1,386
40 $1,328
50 $1,212
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox LS 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,684
$250 $1,520
$500 $1,328
$1,000 $1,146

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox LS 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,328
50/100 $1,401
100/300 $1,492
250/500 $1,728
100 CSL $1,437
300 CSL $1,637
500 CSL $1,783

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox LS 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,992
20 $4,842
30 $2,922
40 $2,858
50 $2,728
60 $2,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $181

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $97
5-yr Claim Free $85
Paid in Full/EFT $61
Advance Quote $65
Online Quote $94
Total Discounts $559
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

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