Chevrolet Silverado LT Regular Cab 2WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado LT Regular Cab 2WD are $1,396 a year for full coverage. Comprehensive costs approximately $298, collision insurance costs $508, and liability costs around $410. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $3,004. Teen drivers pay the most at up to $5,226 a year.

Annual premium for full coverage: $1,396

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

These rate differences show why everyone should compare prices using their specific location, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Silverado LT Regular Cab 2WD also have a wide range based on the replacement cost of your Silverado, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,600 to $2,300 additional annually, depending on your age. Chevrolet Silverado LT Regular Cab 2WD insurance for high-risk drivers can be as much as 44% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Silverado LT Regular Cab 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $540 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Chart shows Chevrolet Silverado LT Regular Cab 2WD insurance prices for various risks and coverage choices. The best price after discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,214. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,396. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,752. High risk drivers could be charged up to $3,004. The rate for full coverage insurance for a teenager can be as high as $5,226.

View Chart as Image