Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates
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The average insurance rates for a Chevrolet Silverado LTZ Crew Cab 2WD are $1,578 a year for full coverage. Comprehensive costs approximately $354 a year, collision costs $634, and liability coverage costs $410. A liability-only policy costs as little as $486 a year, with high-risk insurance costing around $3,406. Teen drivers cost the most to insure at $5,802 a year or more.
Annual premium for full coverage: $1,578
Policy rates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado Trim Level
For a driver around age 40, Chevrolet Silverado LTZ Crew Cab 2WD insurance rates go from the low end price of $486 for minimum levels of liability insurance to a high of $3,406 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas.
The diagram below illustrates the difference between rural and urban areas on auto insurance prices.
These price differences show why it is important for drivers to compare rates using their specific location, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Chevrolet Silverado LTZ Crew Cab 2WD Insurance
Car insurance rates for a Chevrolet Silverado LTZ Crew Cab 2WD also range considerably based on the model year of your Silverado, how you drive, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,900 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 135% more than average. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,800 a year. View Rates by Age
Your home state makes a big difference in Chevrolet Silverado LTZ Crew Cab 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $660 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit
Because prices have so much variability, the only way to know which insurance company is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, so rate quotes will be varied.
Chart shows Chevrolet Silverado LTZ Crew Cab 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $908. Drivers who choose higher $1,000 deductibles will pay $1,356. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,578. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,016. High risk drivers could be charged around $3,406. The cost for full coverage insurance for a teenager is $5,802.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$118|
|5-yr Claim Free||$101|
|Paid in Full/EFT||$74|
Discounts are estimated and may not be available from every company or in every state.
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