Chrysler 300 Limited AWD 4-Dr Insurance Rates

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Average insurance rates for a Chrysler 300 Limited AWD 4-Dr are $1,602 a year including full coverage. Comprehensive insurance costs an estimated $382, collision costs $698, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,460 or more. Teenage drivers receive the highest rates at $5,774 a year or more.

Annual premium for full coverage: $1,602

Rate estimates broken down by type of coverage:

Comprehensive $382
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

For a driver around age 40, prices go from as low as $430 for liability-only coverage to the much higher price of $3,460 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,602
High Risk $3,460

These differences highlight why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Car insurance rates for a Chrysler 300 Limited AWD 4-Dr can also vary considerably based on your driver profile, the replacement cost of your 300, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may pay as low as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,700 a year. View Rates by Age

Where you live makes a big difference in Chrysler 300 Limited AWD 4-Dr insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $730 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,900 to $2,500 extra per year, depending on your age. Chrysler 300 Limited AWD 4-Dr insurance for high-risk drivers can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

View Chart as Image

Chrysler 300 Limited AWD 4-Dr insurance cost comparison chart
Column chart showing Chrysler 300 Limited AWD 4-Dr insurance prices range from $907 to $5,774 for full coverage

The chart above shows average Chrysler 300 Limited AWD 4-Dr insurance rates for different risk profiles and scenarios. The cheapest discount rate is $907. Drivers who use higher $1,000 deductibles will pay around $1,356. The average rate for a driver around age 40 using $500 deductibles is $1,602. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,080. Drivers with multiple violations and accidents could be charged as much as $3,460. The rate for full coverage for a teenage driver is $5,774.

Chrysler 300 Limited AWD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,448 -$154 -9.6%
Alaska $1,228 -$374 -23.3%
Arizona $1,332 -$270 -16.9%
Arkansas $1,602 -$0 0.0%
California $1,826 $224 14.0%
Colorado $1,530 -$72 -4.5%
Connecticut $1,648 $46 2.9%
Delaware $1,814 $212 13.2%
Florida $2,004 $402 25.1%
Georgia $1,480 -$122 -7.6%
Hawaii $1,152 -$450 -28.1%
Idaho $1,082 -$520 -32.5%
Illinois $1,192 -$410 -25.6%
Indiana $1,206 -$396 -24.7%
Iowa $1,082 -$520 -32.5%
Kansas $1,522 -$80 -5.0%
Kentucky $2,186 $584 36.5%
Louisiana $2,372 $770 48.1%
Maine $988 -$614 -38.3%
Maryland $1,322 -$280 -17.5%
Massachusetts $1,282 -$320 -20.0%
Michigan $2,784 $1,182 73.8%
Minnesota $1,340 -$262 -16.4%
Mississippi $1,920 $318 19.9%
Missouri $1,422 -$180 -11.2%
Montana $1,720 $118 7.4%
Nebraska $1,264 -$338 -21.1%
Nevada $1,922 $320 20.0%
New Hampshire $1,156 -$446 -27.8%
New Jersey $1,792 $190 11.9%
New Mexico $1,418 -$184 -11.5%
New York $1,686 $84 5.2%
North Carolina $924 -$678 -42.3%
North Dakota $1,312 -$290 -18.1%
Ohio $1,106 -$496 -31.0%
Oklahoma $1,646 $44 2.7%
Oregon $1,468 -$134 -8.4%
Pennsylvania $1,528 -$74 -4.6%
Rhode Island $2,136 $534 33.3%
South Carolina $1,452 -$150 -9.4%
South Dakota $1,352 -$250 -15.6%
Tennessee $1,402 -$200 -12.5%
Texas $1,930 $328 20.5%
Utah $1,186 -$416 -26.0%
Vermont $1,098 -$504 -31.5%
Virginia $960 -$642 -40.1%
Washington $1,238 -$364 -22.7%
West Virginia $1,468 -$134 -8.4%
Wisconsin $1,110 -$492 -30.7%
Wyoming $1,428 -$174 -10.9%

View Chart as Image

Chrysler 300 Limited AWD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Chrysler 300 Limited AWD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $5,774
20 $3,690
30 $1,684
40 $1,602
50 $1,460
60 $1,432

Full coverage, $500 deductibles

Rates by Deductible

Chrysler 300 Limited AWD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,080
$250 $1,858
$500 $1,602
$1,000 $1,356

Full coverage, driver age 40

Rates by Liability Limit

Chrysler 300 Limited AWD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,602
50/100 $1,675
100/300 $1,766
250/500 $2,002
100 CSL $1,711
300 CSL $1,911
500 CSL $2,057

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler 300 Limited AWD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $8,274
20 $5,866
30 $3,554
40 $3,460
50 $3,300
60 $3,270

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $224

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $124
5-yr Claim Free $104
Paid in Full/EFT $78
Advance Quote $82
Online Quote $116
Total Discounts $695
Rate after discounts $907

Discounts are estimated and may not be available from every company or in every state.

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