Chrysler 300 Touring 4-Dr Sedan Insurance Rates

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Estimated insurance prices for a Chrysler 300 Touring 4-Dr Sedan are $1,420 every 12 months including full coverage. Comprehensive costs an estimated $326, collision insurance costs $572, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,060. Teenage drivers pay the most at up to $5,194 a year.

Annual premium for full coverage: $1,420

Premium estimates broken down by type of coverage:

Comprehensive $326
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

For the normal driver, insurance rates for a Chrysler 300 Touring 4-Dr Sedan range from the cheapest price of $430 for a discount liability-only rate to the much higher price of $3,060 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,420
High Risk $3,060

Insurance Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.

Rural Areas $1,065
Small Cities $1,491
Large Cities $1,917

These rate differences highlight why everyone should compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Chrysler 300 Touring 4-Dr Sedan also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year.

Using high physical damage deductibles could save up to $600 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 in extra premium annually, depending on your age. Chrysler 300 Touring 4-Dr Sedan insurance for high-risk drivers can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chrysler 300 Touring 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be substantially different.

View Chart as Image

Chrysler 300 Touring 4-Dr Sedan insurance cost comparison chart
Column chart showing Chrysler 300 Touring 4-Dr Sedan insurance prices range from $818 to $5,194 for full coverage

The chart above shows average Chrysler 300 Touring 4-Dr Sedan insurance rates for various coverage choices and risks. The best rate after discounts is $818. Drivers who use higher $1,000 deductibles will pay $1,216. The average rate for a driver around age 40 using $500 deductibles is $1,420. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,816. Drivers with multiple violations and accidents could be charged up to $3,060. The rate for full coverage insurance for a teenage driver is $5,194.

Chrysler 300 Touring 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,284 -$136 -9.6%
Alaska $1,088 -$332 -23.4%
Arizona $1,178 -$242 -17.0%
Arkansas $1,420 -$0 0.0%
California $1,618 $198 13.9%
Colorado $1,358 -$62 -4.4%
Connecticut $1,462 $42 3.0%
Delaware $1,608 $188 13.2%
Florida $1,776 $356 25.1%
Georgia $1,312 -$108 -7.6%
Hawaii $1,020 -$400 -28.2%
Idaho $962 -$458 -32.3%
Illinois $1,058 -$362 -25.5%
Indiana $1,068 -$352 -24.8%
Iowa $958 -$462 -32.5%
Kansas $1,350 -$70 -4.9%
Kentucky $1,938 $518 36.5%
Louisiana $2,102 $682 48.0%
Maine $876 -$544 -38.3%
Maryland $1,172 -$248 -17.5%
Massachusetts $1,134 -$286 -20.1%
Michigan $2,468 $1,048 73.8%
Minnesota $1,188 -$232 -16.3%
Mississippi $1,702 $282 19.9%
Missouri $1,260 -$160 -11.3%
Montana $1,524 $104 7.3%
Nebraska $1,120 -$300 -21.1%
Nevada $1,704 $284 20.0%
New Hampshire $1,024 -$396 -27.9%
New Jersey $1,586 $166 11.7%
New Mexico $1,258 -$162 -11.4%
New York $1,496 $76 5.4%
North Carolina $818 -$602 -42.4%
North Dakota $1,164 -$256 -18.0%
Ohio $980 -$440 -31.0%
Oklahoma $1,460 $40 2.8%
Oregon $1,302 -$118 -8.3%
Pennsylvania $1,356 -$64 -4.5%
Rhode Island $1,894 $474 33.4%
South Carolina $1,288 -$132 -9.3%
South Dakota $1,198 -$222 -15.6%
Tennessee $1,244 -$176 -12.4%
Texas $1,712 $292 20.6%
Utah $1,052 -$368 -25.9%
Vermont $972 -$448 -31.5%
Virginia $850 -$570 -40.1%
Washington $1,098 -$322 -22.7%
West Virginia $1,302 -$118 -8.3%
Wisconsin $984 -$436 -30.7%
Wyoming $1,264 -$156 -11.0%

View Chart as Image

Chrysler 300 Touring 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Chrysler 300 Touring 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,194
20 $3,264
30 $1,486
40 $1,420
50 $1,294
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Chrysler 300 Touring 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,816
$250 $1,632
$500 $1,420
$1,000 $1,216

Full coverage, driver age 40

Rates by Liability Limit

Chrysler 300 Touring 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,420
50/100 $1,493
100/300 $1,584
250/500 $1,820
100 CSL $1,529
300 CSL $1,729
500 CSL $1,875

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler 300 Touring 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,184
30 $3,134
40 $3,060
50 $2,918
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $91
Paid in Full/EFT $66
Advance Quote $70
Online Quote $101
Total Discounts $602
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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