Chrysler Sebring LX 2-Dr Convertible Insurance Rates

Estimated insurance prices for a Chrysler Sebring LX 2-Dr Convertible are $1,420 every 12 months with full coverage. Comprehensive insurance costs on average $326, collision insurance costs $572, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs $3,060 or more. Teenage drivers pay the most at up to $5,194 a year.

Annual premium for full coverage: $1,420

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler Sebring Trim Level

These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Chrysler Sebring LX 2-Dr Convertible also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year of your Sebring.

Using high physical damage deductibles could save up to $600 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can cost from 44% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chrysler Sebring LX 2-Dr Convertible insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out exactly what you will pay is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be substantially different.

The chart above shows Chrysler Sebring LX 2-Dr Convertible insurance rates for various coverage choices and risks. The cheapest discount rate is $818. Drivers who use higher $1,000 deductibles will pay $1,216. The average rate for a 40-year-old male driver using $500 deductibles is $1,420. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,816. Drivers with multiple violations and accidents could be charged up to $3,060. The price for full coverage for a teen driver is $5,194.