Dodge Avenger R/T Insurance Rates

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Average insurance rates for a Dodge Avenger R/T are $1,506 a year for full coverage. Comprehensive insurance costs around $312 each year, collision insurance costs $604, and liability costs around $410. Just liability insurance costs as low as $486 a year, and coverage for high-risk drivers costs $3,260 or more. Teen drivers receive the highest rates at up to $5,618 a year.

Annual premium for full coverage: $1,506

Rate estimates for individual coverage:

Comprehensive $312
Collision $604
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Avenger Trim Level

For an average driver, prices range from as low as $486 for liability-only coverage to a high rate of $3,260 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,506
High Risk $3,260

These differences show why all drivers should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Dodge Avenger R/T can also vary considerably based on your driver profile, the model year of your Avenger, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,600 a year. View Rates by Age

Where you live has a huge impact on Dodge Avenger R/T insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $620 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,800 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

Dodge Avenger R/T insurance cost comparison chart
Column chart showing Dodge Avenger R/T insurance prices range from $867 to $5,618 for full coverage

Chart shows Dodge Avenger R/T insurance rates for various risk profiles and scenarios. The best rate after discounts is $867. Drivers who choose higher $1,000 deductibles will pay around $1,298. The average rate for a driver age 40 with no violations using $500 deductibles is $1,506. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,910. High risk drivers could be charged as much as $3,260. The policy rate for full coverage for a 16-year-old driver can be as high as $5,618.

Dodge Avenger R/T Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,362 -$144 -9.6%
Alaska $1,154 -$352 -23.4%
Arizona $1,250 -$256 -17.0%
Arkansas $1,506 -$0 0.0%
California $1,716 $210 13.9%
Colorado $1,436 -$70 -4.6%
Connecticut $1,548 $42 2.8%
Delaware $1,704 $198 13.1%
Florida $1,884 $378 25.1%
Georgia $1,392 -$114 -7.6%
Hawaii $1,080 -$426 -28.3%
Idaho $1,020 -$486 -32.3%
Illinois $1,122 -$384 -25.5%
Indiana $1,136 -$370 -24.6%
Iowa $1,018 -$488 -32.4%
Kansas $1,428 -$78 -5.2%
Kentucky $2,052 $546 36.3%
Louisiana $2,230 $724 48.1%
Maine $930 -$576 -38.2%
Maryland $1,242 -$264 -17.5%
Massachusetts $1,202 -$304 -20.2%
Michigan $2,616 $1,110 73.7%
Minnesota $1,260 -$246 -16.3%
Mississippi $1,804 $298 19.8%
Missouri $1,336 -$170 -11.3%
Montana $1,618 $112 7.4%
Nebraska $1,188 -$318 -21.1%
Nevada $1,806 $300 19.9%
New Hampshire $1,086 -$420 -27.9%
New Jersey $1,686 $180 12.0%
New Mexico $1,332 -$174 -11.6%
New York $1,588 $82 5.4%
North Carolina $868 -$638 -42.4%
North Dakota $1,234 -$272 -18.1%
Ohio $1,040 -$466 -30.9%
Oklahoma $1,544 $38 2.5%
Oregon $1,378 -$128 -8.5%
Pennsylvania $1,436 -$70 -4.6%
Rhode Island $2,008 $502 33.3%
South Carolina $1,366 -$140 -9.3%
South Dakota $1,270 -$236 -15.7%
Tennessee $1,318 -$188 -12.5%
Texas $1,812 $306 20.3%
Utah $1,114 -$392 -26.0%
Vermont $1,030 -$476 -31.6%
Virginia $902 -$604 -40.1%
Washington $1,164 -$342 -22.7%
West Virginia $1,380 -$126 -8.4%
Wisconsin $1,042 -$464 -30.8%
Wyoming $1,342 -$164 -10.9%

View Chart as Image

Dodge Avenger R/T insurance rates by U.S. city

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Rates by Driver Age

Dodge Avenger R/T Insurance Rates by Driver Age
Driver Age Premium
16 $5,618
20 $3,492
30 $1,572
40 $1,506
50 $1,376
60 $1,350

Full coverage, $500 deductibles

Rates by Deductible

Dodge Avenger R/T Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,910
$250 $1,722
$500 $1,506
$1,000 $1,298

Full coverage, driver age 40

Rates by Liability Limit

Dodge Avenger R/T Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,506
50/100 $1,588
100/300 $1,691
250/500 $1,957
100 CSL $1,629
300 CSL $1,855
500 CSL $2,019

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Avenger R/T Insurance Rates for High Risk Drivers
Age Premium
16 $8,014
20 $5,546
30 $3,334
40 $3,260
50 $3,110
60 $3,082

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $78
Homeowner $21
5-yr Accident Free $112
5-yr Claim Free $97
Paid in Full/EFT $70
Advance Quote $75
Online Quote $106
Total Discounts $639
Rate after discounts $867

Discounts are estimated and may not be available from every company or in every state.

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