Dodge Charger AWD Insurance Rates
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Estimated insurance rates for a Dodge Charger AWD are $1,670 a year with full coverage. Comprehensive costs an estimated $382 each year, collision costs $634, and liability insurance costs around $454. A liability-only policy costs as low as $538 a year, with high-risk insurance costing around $3,584. Teenage drivers pay the most at $6,142 a year or more.
Annual premium for full coverage: $1,670
Premium estimates broken down by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Charger Trim Level
For a 40-year-old driver, insurance rates for a Dodge Charger AWD go from as low as $538 for just liability insurance to a high rate of $3,584 for high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.
The graphic below illustrates how your location can change insurance prices.
These rate differences demonstrate why all drivers should compare prices for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Charger AWD Insurance
Auto insurance rates for a Dodge Charger AWD also have a wide range based on your driving characteristics, the actual cash value of your Charger, and liability limits and deductibles.
More mature drivers with a good driving record and high deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will have to pay at least $6,100 a year. View Rates by Age
Where you choose to live has a huge impact on Dodge Charger AWD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut rates by as much as $680 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $408 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out $1,900 to $2,700 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates
With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be substantially different from one company to the next.
The chart above shows Dodge Charger AWD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $971. Drivers who use higher $1,000 deductibles will pay around $1,440. The average rate for a driver around age 40 using $500 deductibles is $1,670. Using lower $100 deductibles for comp and collision coverage could cost up to $2,118. Drivers with multiple violations and accidents could be charged up to $3,584. The policy rate for full coverage insurance for a teenage driver can be as high as $6,142.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$121|
|5-yr Claim Free||$106|
|Paid in Full/EFT||$76|
Discounts are estimated and may not be available from every company or in every state.