Dodge Charger R/T Insurance Rates

Estimated auto insurance rates for a Dodge Charger R/T are $1,716 annually including full coverage. Comprehensive costs approximately $396, collision costs $666, and liability costs around $454. A liability-only policy costs as low as $538 a year, with high-risk insurance costing around $3,686. Teen drivers pay the most at $6,286 a year or more.

Annual premium for full coverage: $1,716

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

These rate differences highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Charger R/T also have a wide range based on the replacement cost of your Charger, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying anywhere from $2,000 to $2,700 in extra premium annually, depending on your age. Dodge Charger R/T insurance for high-risk drivers can be as much as 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $710 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Dodge Charger R/T insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.

View Chart as Image

The chart above shows average Dodge Charger R/T insurance prices for different situations. The best price after discounts is $995. Drivers who choose higher $1,000 deductibles will pay about $1,476. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,716. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,182. High risk drivers could be charged up to $3,686. The rate for full coverage insurance for a teenager can be as high as $6,286.

View Chart as Image