Dodge Charger R/T Insurance Rates
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Estimated auto insurance rates for a Dodge Charger R/T are $1,716 annually including full coverage. Comprehensive costs approximately $396, collision costs $666, and liability costs around $454. A liability-only policy costs as low as $538 a year, with high-risk insurance costing around $3,686. Teen drivers pay the most at $6,286 a year or more.
Annual premium for full coverage: $1,716
Premium estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Charger Trim Level
For a driver in their 40's, insurance rates for a Dodge Charger R/T go from as cheap as $538 for basic liability insurance to the much higher price of $3,686 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have fewer comprehensive and collision claims than larger metro areas.
The example below illustrates how location helps determine auto insurance prices.
These rate differences highlight why everyone should compare prices using their specific location and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Charger R/T Insurance
Auto insurance rates for a Dodge Charger R/T also have a wide range based on the replacement cost of your Charger, your driving characteristics, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $6,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying anywhere from $2,000 to $2,700 in extra premium annually, depending on your age. Dodge Charger R/T insurance for high-risk drivers can be as much as 43% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $710 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $408 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Dodge Charger R/T insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.
With such a large range of prices, the best way to figure out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.
The chart above shows average Dodge Charger R/T insurance prices for different situations. The best price after discounts is $995. Drivers who choose higher $1,000 deductibles will pay about $1,476. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,716. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,182. High risk drivers could be charged up to $3,686. The rate for full coverage insurance for a teenager can be as high as $6,286.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$126|
|5-yr Claim Free||$109|
|Paid in Full/EFT||$79|
Discounts are estimated and may not be available from every company or in every state.
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