Dodge Dakota Lonestar Ext Cab 4WD Insurance Rates
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Estimated insurance prices for a Dodge Dakota Lonestar Ext Cab 4WD are $1,402 every 12 months for full coverage insurance. Comprehensive costs an estimated $340, collision costs $540, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,004. Teenage drivers pay the most at $5,092 a year or more.
Annual premium for full coverage: $1,402
Premium estimates broken down by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Dakota Trim Level
For a driver around age 40, insurance rates for a Dodge Dakota Lonestar Ext Cab 4WD go from the cheapest price of $430 for just liability insurance to the much higher price of $3,004 for a high-risk insurance policy.
Insurance Price Range by Location
Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.
The example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences illustrate why everyone should compare rates for a targeted area and their own driving history, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Dakota Lonestar Ext Cab 4WD Insurance
Insurance prices for a Dodge Dakota Lonestar Ext Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year.
Using high physical damage deductibles could save up to $590 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying $1,600 to $2,200 additional annually, depending on your age. Dodge Dakota Lonestar Ext Cab 4WD insurance for high-risk drivers can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Dodge Dakota Lonestar Ext Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
With such a large range of rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be substantially different.
The chart estimates Dodge Dakota Lonestar Ext Cab 4WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $814. Drivers who use higher $1,000 deductibles will pay $1,202. The average rate for a driver around age 40 using $500 deductibles is $1,402. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,788. Drivers with multiple violations and accidents could be charged up to $3,004. The rate for full coverage insurance for a teenage driver is $5,092.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$102|
|5-yr Claim Free||$89|
|Paid in Full/EFT||$64|
Discounts are estimated and may not be available from every company or in every state.