Dodge Nitro Detonator 4WD Insurance Rates

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The average auto insurance rates for a Dodge Nitro Detonator 4WD are $1,410 annually including full coverage. Comprehensive costs an estimated $312 a year, collision insurance costs $508, and liability costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs around $3,026. Teenage drivers cost the most to insure at up to $5,248 a year.

Annual premium for full coverage: $1,410

Policy rates broken down by individual coverage type:

Comprehensive $312
Collision $508
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

For a driver around age 40, Dodge Nitro Detonator 4WD insurance rates range from as cheap as $486 for just the minimum liability insurance to a high of $3,026 for a high-risk insurance policy.

Liability Only $486
Full Coverage $1,410
High Risk $3,026

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

These price differences highlight why it is important for drivers to compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Dodge Nitro Detonator 4WD also range considerably based on the model year, your driving characteristics, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $550 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $369 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Dodge Nitro Detonator 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

Dodge Nitro Detonator 4WD insurance cost comparison chart
Column chart showing Dodge Nitro Detonator 4WD insurance prices range from $828 to $5,248 for full coverage

The chart above shows average Dodge Nitro Detonator 4WD insurance prices for various situations. The best price after discounts is $828. Drivers who use higher $1,000 deductibles will pay about $1,224. The average price for a driver around age 40 using $500 deductibles is $1,410. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,770. Drivers with multiple violations and accidents could be charged around $3,026. The cost for full coverage insurance for a teenage driver is $5,248.

Dodge Nitro Detonator 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$134 -9.5%
Alaska $1,082 -$328 -23.3%
Arizona $1,172 -$238 -16.9%
Arkansas $1,410 -$0 0.0%
California $1,608 $198 14.0%
Colorado $1,346 -$64 -4.5%
Connecticut $1,450 $40 2.8%
Delaware $1,596 $186 13.2%
Florida $1,766 $356 25.2%
Georgia $1,304 -$106 -7.5%
Hawaii $1,010 -$400 -28.4%
Idaho $956 -$454 -32.2%
Illinois $1,050 -$360 -25.5%
Indiana $1,066 -$344 -24.4%
Iowa $954 -$456 -32.3%
Kansas $1,338 -$72 -5.1%
Kentucky $1,924 $514 36.5%
Louisiana $2,088 $678 48.1%
Maine $872 -$538 -38.2%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,126 -$284 -20.1%
Michigan $2,450 $1,040 73.8%
Minnesota $1,182 -$228 -16.2%
Mississippi $1,690 $280 19.9%
Missouri $1,252 -$158 -11.2%
Montana $1,516 $106 7.5%
Nebraska $1,112 -$298 -21.1%
Nevada $1,692 $282 20.0%
New Hampshire $1,018 -$392 -27.8%
New Jersey $1,580 $170 12.1%
New Mexico $1,248 -$162 -11.5%
New York $1,488 $78 5.5%
North Carolina $812 -$598 -42.4%
North Dakota $1,156 -$254 -18.0%
Ohio $974 -$436 -30.9%
Oklahoma $1,448 $38 2.7%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,344 -$66 -4.7%
Rhode Island $1,882 $472 33.5%
South Carolina $1,280 -$130 -9.2%
South Dakota $1,190 -$220 -15.6%
Tennessee $1,234 -$176 -12.5%
Texas $1,698 $288 20.4%
Utah $1,044 -$366 -26.0%
Vermont $966 -$444 -31.5%
Virginia $844 -$566 -40.1%
Washington $1,090 -$320 -22.7%
West Virginia $1,292 -$118 -8.4%
Wisconsin $976 -$434 -30.8%
Wyoming $1,256 -$154 -10.9%

View Chart as Image

Dodge Nitro Detonator 4WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Nitro Detonator 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,248
20 $3,228
30 $1,468
40 $1,410
50 $1,288
60 $1,262

Full coverage, $500 deductibles

Rates by Deductible

Dodge Nitro Detonator 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,604
$500 $1,410
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Dodge Nitro Detonator 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,492
100/300 $1,595
250/500 $1,861
100 CSL $1,533
300 CSL $1,759
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Nitro Detonator 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,464
20 $5,120
30 $3,090
40 $3,026
50 $2,886
60 $2,858

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $100
5-yr Claim Free $89
Paid in Full/EFT $62
Advance Quote $67
Online Quote $98
Total Discounts $582
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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