Ford Edge SE AWD Insurance Rates

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U.S. average auto insurance rates for a Ford Edge SE AWD are $1,256 annually with full coverage. Comprehensive costs approximately $258 each year, collision insurance costs $476, and liability costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $2,712. Teenage drivers pay the highest rates at up to $4,718 a year.

Annual premium for full coverage: $1,256

Price estimates by individual coverage:

Comprehensive $258
Collision $476
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Edge Trim Level

For an average driver, Ford Edge SE AWD insurance prices range from as cheap as $430 for minimum levels of liability insurance to a high rate of $2,712 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,256
High Risk $2,712

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have fewer collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These price ranges demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Ford Edge SE AWD are also quite variable based on the actual cash value of your Edge, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $490 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Ford Edge SE AWD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

Ford Edge SE AWD insurance cost comparison chart
Column chart showing Ford Edge SE AWD insurance prices range from $730 to $4,718 for full coverage

The chart above shows Ford Edge SE AWD insurance prices for various situations. The cheapest discount price is $730. Drivers who use higher $1,000 deductibles will pay about $1,090. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,256. Using lower $100 deductibles for comp and collision coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged at least $2,712. The policy rate for full coverage insurance for a teenager can be as high as $4,718.

Ford Edge SE AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$122 -9.7%
Alaska $964 -$292 -23.2%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,202 -$54 -4.3%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,160 -$96 -7.6%
Hawaii $902 -$354 -28.2%
Idaho $848 -$408 -32.5%
Illinois $936 -$320 -25.5%
Indiana $946 -$310 -24.7%
Iowa $848 -$408 -32.5%
Kansas $1,194 -$62 -4.9%
Kentucky $1,712 $456 36.3%
Louisiana $1,858 $602 47.9%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,004 -$252 -20.1%
Michigan $2,182 $926 73.7%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $990 -$266 -21.2%
Nevada $1,506 $250 19.9%
New Hampshire $906 -$350 -27.9%
New Jersey $1,404 $148 11.8%
New Mexico $1,112 -$144 -11.5%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,028 -$228 -18.2%
Ohio $866 -$390 -31.1%
Oklahoma $1,292 $36 2.9%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,674 $418 33.3%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,058 -$198 -15.8%
Tennessee $1,100 -$156 -12.4%
Texas $1,514 $258 20.5%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $752 -$504 -40.1%
Washington $970 -$286 -22.8%
West Virginia $1,152 -$104 -8.3%
Wisconsin $870 -$386 -30.7%
Wyoming $1,118 -$138 -11.0%

View Chart as Image

Ford Edge SE AWD insurance rates by U.S. city

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Rates by Driver Age

Ford Edge SE AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,718
20 $2,906
30 $1,306
40 $1,256
50 $1,146
60 $1,126

Full coverage, $500 deductibles

Rates by Deductible

Ford Edge SE AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,580
$250 $1,430
$500 $1,256
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Ford Edge SE AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,329
100/300 $1,420
250/500 $1,656
100 CSL $1,365
300 CSL $1,565
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Edge SE AWD Insurance Rates for High Risk Drivers
Age Premium
16 $6,718
20 $4,614
30 $2,770
40 $2,712
50 $2,590
60 $2,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $65
Homeowner $18
5-yr Accident Free $91
5-yr Claim Free $80
Paid in Full/EFT $57
Advance Quote $61
Online Quote $88
Total Discounts $526
Rate after discounts $730

Discounts are estimated and may not be available from every company or in every state.

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